5 Ways to Make Things Happen on a Tight Budget

5 Ways to Make Things Happen on a Tight Budget

Starting a business is always the toughest part in the whole chain of business management. Startups are almost always prone to embryonic crashes. How to prevent one; especially once you are on a tight budget?

The major reason for most startups crashing out within the first year is the ready and steady flow of funds. It may be an initial tight budget or the subsequent unforeseen events that can starve a business of the precious funds.

The content is aimed at describing 5 ways to make things happen on a tight budget.

 

 

– Guest Writer

 

Depending which source you consult, between 50 percent and 90 percent of all startups eventually fail. The numbers are daunting, to be sure. But it’s more important to understand the “why” than it is to dwell on the “how many.” 

According to research from CBInsights, access to funds is the second-most-common reason startups fail. The problem becomes especially pronounced when entrepreneurs are putting their own dollars on the line because investors aren’t exactly lining up to give them money. This is the bootstrapped startup’s dilemma.

If this sounds like your business model, don’t fear: All hope is not lost. Here are four ways you can make things happen for you and your company on a tight budget.

1. Get started.

Getting up and running is the most critical phase of a bootstrapped startup. It’s easy to be tempted by wanting to make a big splash as you launch your company. Ask yourself how much of a difference that a flashy intro really will make for your business in the long run.

When you’re just getting started, it’s essential to keep costs as low as possible.

  • Don’t outsource things you can do (or easily learn to do) on your own. For example, a selection of free and paid software can help meet your design needs. You probably don’t need to hire someone to create content just yet. Identify time-consuming tasks that won’t affect other key areas of your startup and examine which you can do by yourself at least during this lean period. 
  • Reduce all personal expenses. Big salaries? Not now — the goal is to get to that later. You literally can’t afford to live the same lifestyle as founders of multimillion-dollar startups who are flush with others’ funding. You don’t need luxurious cars and fancy parties right now. Reduce all personal expenses so you can direct 100 percent of your resources toward growing your startup.

Related: Traditional Sales vs. Social Sales: How to Keep Your Strategy Fresh

  • Focus on revenue-generating activities. No matter how brilliant your startup or how grand your long-term strategy, you’re poised to fail if you can’t sustain your business with cash in the early stage. The most important thing you can do now is generate revenue and profit to put back into your company. If you’re hoping to attract backing from investors down the road, you’ll find it much easier to secure the deal if you’re able to show your business is a profitable one.  

2. Court the press.

New players — particularly underdogs — typically struggle to garner media attention. It’s unlikely you have the budget to hire a public-relations specialist. And you might not even have the cash to outsource your PR needs to an agency. Here’s the really frustrating part: You know that without any attention for your stellar product or service, the early going will be slow. 

  • Focus on podcasts. Look for top and relevant podcasts in your industry as well as podcasts in related or crossover industries. Contact these hosts and offer yourself as an interview source for upcoming podcast features. Each interview will produce a mention and at least one link to your startup’s web page.
  • Find out who’s doing founder interviews. Sites such as IdeaMensch specialize in founder interviews, and they don’t discriminate based on a startup’s size. Reach out to these sites and publications. Not only will you get some extra attention, but you could get noticed by the mainstream press or investors. You never know — something big might come out of it.

Related: When to Spend on PR and When to Do It Yourself (or Not at All)

  • Become a contributor. While you work to get feature treatment from top-of-market publications, very little stops you from being a contributing expert to these same information sources. Most major publications happily will accept contributed content if your perspective adds value to the field. It’s typical for each post or article to run with a small photo and brief bio that links to your startup’s home page. Contributing regularly and over time increases your odds of being noticed by a journalist on the site itself or from a competing news source. Guest posts, videos and other content serve double duty as your “clips file” — social proof you can offer to boost your credibility as you seek press for your company. Blogs in countless niches provide numerous entry points. 

Related: How to Start Your Own Video Blog

  • Target new journalists. New startup founders often make the major mistake of targeting big-shot journalists and well-established influencers. These folks get a lot of pitches — way more than they can handle. By contrast, new journalists keep looking for stories and exciting startups they can feature, and they’ll often go out of their way to dig up the story waiting to be told.
  • Write or curate your own blog. Research reveals that businesses with blogs get more links, leads and traffic. If you can’t get press from external sources, be your own press. Blog. Many of today’s top startups have built their followings this way and now get millions of blog views every year. That makes it easy to amplify their messaging. Coverage from any other group is just icing on the cake.  

3. Scale slowly.

Of all the factors that contribute to startup failure, research shows premature scaling is the most likely culprit. When you’re running your startup on a budget, you’re under pressure and conditioned to make things happen very fast. That stress increases if you’re seeking funding, as you rush to be seen as more impressive and thus more worthy of interest from larger investors.

Don’t make this mistake.

Slow and steady wins the raise, as they say. Carefully analyze every decision you make when it comes to growing your startup. Yes, it will take longer — but you’ll still have your startup.

Related: 5 Essentials for Raising Your Growth Round of Financing

4. Bring on a co-founder.

Two heads (and two bank accounts) are better than one. Bringing on a co-founder is one of the most effective yet still-underestimated ways to bootstrap your startup. 

New companies with two co-founders are more likely to succeed. They raise 30 percent more money than startups with a single founder, and they experience three times the user growth.

A co-founder who shares your dream and is willing to put in the effort can be your company’s greatest asset. During Buffer’s early stages, Joel Gascoigne was the founder and idea man. He was mainly behind the scenes, excelling at execution. Then he brought aboard marketing genius Leo Widrich. The site reached its first 100,000 users a short time later. Today, Buffer counts millions of users and generates eight figures in annual revenue.

Source: https://www.entrepreneur.com/article/293116

5.   Smartly organize and Budget your startup business.

The worst mistake a startup can do is to trigger an active business without planning the organization and budget pre-hand. When we say “planning”, it means estimating every single aspect from business hierarchy to design of office furniture and space. Each aspect means expenditure of some volume of cash. Minimal or inefficient planning would eventually translate into expenses that had not been previously anticipated and catered for.

When on low budget; that can spell disaster for a startup and imminent closure of business, even before it starts making money.

 

The Last Word.

What you read in the preceding paragraphs are just 5 of the top ways to handle your business on tight budget. The list can be exhaustive. The bottom-line is to proceed with caution and smart planning. You would have your fair share of troubleshooting even with the best of measures in place. However, adopting the basics from the start will help you in avoiding a total meltdown ot crash. With these measures in place, your business would pick up in due course of time.

Best of  luck


 

Financial Freedom: What Does it Mean to You?


Freedom is the ultimate instinctive desire in a being. Conventionally, there are seven freedoms that typically form part of human society.

Though, not included in the conventional list, financial freedom is perhaps the biggest modern human need.
With the rise of competitive commerce and resultant surge in careerism, the need for financial freedom is felt more than ever before.

 

The path to financial freedom is typical in most cases, starting with some form of education, building a career and subsequently earning enough to have no dependence on any external source to reach our dreams and cravings.

Before we go any further, we need to have a general understanding of the classic freedom cycle.

The Classic financial freedom cycle

From a young age, most individuals are instructed to get an education and then a job. After landing a solid job, the recommendation is to save a small percentage of each paycheck for 40+ years until retirement.

The underlying assumption is that we should all follow the same linear path from elementary school until death, spending the majority of each day at work, trying to climb the ladder, to get a raise, to buy a bigger house, to fill it with more stuff that wasn’t necessary to begin with. Only after retiring is there room to explore, relax, or spend time with family.

You might call it the time-money paradox. Most Americans trade the majority of their available time for a paycheck, and then spend the majority of each paycheck on depreciating material possessions. As the spending snowballs, many individuals desire a larger paycheck, which requires longer hours and more responsibilities at work, which means even less time to enjoy the additional income. It’s a vicious cycle that often continues in perpetuity.

I can’t speak for you or anyone else, but the standard American lifestyle doesn’t work for me. Instead of material possessions, I prefer to have freedom. Freedom to change careers, start a business, take some time off, or travel the world. It’s not about what I choose to do, it’s about having the freedom to choose.

What is Financial Freedom?

Being free, financially, means you can maintain your desired lifestyle without a regular paycheck. In other words, financial freedom is the 21st-century definition of retirement.

Instead of defining financial freedom as a single point in time, I like to break the concept down into four stages.

Stage 1) No Freedom

Everyone begins the journey by relying on a monthly paycheck. At this stage, a job and reliable income stream is required to pay the bills. Without the ongoing paycheck, any savings could be quickly depleted and you could risk defaulting on your monthly expenses.

 

 

 

Stage 2) Temporary Freedom

To graduate into the temporary stage of financial freedom, you must spend less than your earn and create a pool of savings. Otherwise, you will be forced to continue working indefinitely because your lifestyle depends on your employment income. As you begin to save a portion of your income, you might invest your savings in a diversified investment portfolio to produce a regular stream of income. Or, you might start a passion business on the side, creating another stream of income.

Your freedom grows alongside your savings. Eventually, you will have enough money saved to feel comfortable switching jobs, starting a business, returning to school, traveling for a year, or any number of other activities that are impossible to achieve while working full-time. These can be major life changes, but they are not permanent. Your freedom is temporary until your income exceeds all of your expenses.

Stage 3) Permanent Freedom

 

At this stage, your total non-employment income exceeds your total expenses and you no longer require a steady paycheck from your employer. You likely have a reliable side business and/or a large investment portfolio producing a substantial amount of income.

Yes, a side business is still labor income. You are trading your time for money. However, my assumption is that your side hustle represents your passion. It’s something that you enjoy doing. Something that you find fulfilling or meaningful.

Fulfillment is the entire point of this article. Financial freedom does not require that you retire early to a life of leisure (unless that is your desire). It’s about having autonomy and independence in your daily routine, allowing you to design a better life while spending your time, money, and energy in a more meaningful way. If that includes starting a new business, great! Doing meaningful work while getting paid is my definition of a win-win.

Stage 4) Luxurious Freedom

This last stage is a concept that is rarely discussed or achieved. While I define permanent freedom as the point at which your income exceeds your expenses, such a definition is shallow and full of important assumptions. For example, if you know that you require $1,500/month to live a barebones lifestyle, and you can safely withdraw between $1,500-$1,600/month from your investment portfolio, you have technically achieved financial freedom. But have you?

What if a budget of $2,000/month would provide a significant increase in satisfaction? Perhaps the additional $500/month could be used for hobbies, entertainment, and travel. All of which make you far happier in your life. But $2000/month in expenses is more than your portfolio can support, which means you’re headed in the wrong direction (back to temporary freedom).

The tradeoff in this scenario is clear. You can continue working additional years to build a bigger pool of savings, which will provide additional income and flexibility for the remainder of your life. Or, you can leave your job as soon as possible and hope that a smaller portfolio will provide sufficient income. It’s all about finding the right balance given your personal situation.

When you have enough passive income to spend freely, that is what I call luxurious freedom. It’s the point at which your income exceeds your expenses by a comfortable margin, allowing you to increase or decrease your spending given your desired lifestyle. You might call it financial freedom 2.0.

Do You Desire Financial Freedom?

Ask yourself these questions (and ask your spouse if you have one):

  • Are you happy with your existing lifestyle?
  • Have you found a meaningful work-life balance?
  • Do you enjoy your job and find purpose in the daily routine?

These can be difficult questions to answer, but they provide a great deal of information about your desire for financial freedom. In my experience, responses can be divided into three categories.

1) Work is meaningful

Some individuals find purpose in their career and have no desire to stop working. That’s perfectly fine and respectable. You can continue working and be financially free – the two are not mutually exclusive.

Even if you have no desire to stop working, I still believe that financial freedom is beneficial. At the very least, saving enough to reach “temporary freedom” can provide peace of mind. There is always a possibility that your job could be eliminated, or your life circumstances change, or any number of concerns that might be partially remedied by financial freedom.

2) Work is meh, but necessary

Another group of individuals is somewhat indifferent about work. If you fall into this group, you probably don’t love work, and it’s not your burning passion, but it’s tolerable and it pays the bills. There are good days and bad days, but the overall trend might be described as neutral and necessary.

In this situation, your preferred level of financial freedom should be inversely related to your overall disdain for work. You should work harder to increase your savings rate and reach financial freedom if you find yourself increasingly unhappy at work, because financial freedom will allow you to change careers or quit the rat race altogether.

3) Work is boring, terrible, and soul crushing

If you find yourself in this group, financial freedom should be your highest priority. If you truly hate your job, you should be willing to make sacrifices to escape. That might include cutting unnecessary expenses, working a side-job, building your human capital, or moving somewhere with a much lower cost of living. You should be saving as much money as possible, so that you can change careers as quickly as possible.

By focusing on financial freedom, your perspective can be transformed. You can go from sludging through 40 years of dreaded employment, to designing the life that you desire. And you can find freedom quickly if you’ll devote your money, time, and energy toward that goal.

The point is this, time (not money) is your most valuable asset. If your time at work makes you miserable, save enough money to quit and go find a new job. Life is too short to be miserable on a daily basis.

Are you Pursuing Financial Freedom?

Given the various stages of financial freedom, and the differing opinions on work, I would love to know where you fall in the spectrum.

Is financial freedom a pressing desire? Or, would you rather continue working and spending your paycheck freely?

For Vanessa and I, financial freedom is our primary long-term financial goal. We appreciate the flexibility and freedom that accompanies a large pool of savings, and we would rather forego consumption than live dependent on a monthly paycheck. Although we haven’t yet achieved permanent (or luxurious) financial freedom, we are in a great position. We are completely debt-free, and have accumulated enough assets to purchase a prolonged period of freedom. And at this point, that’s all that we desire.

The media often portrays financial freedom as an insurmountable task that requires decades of saving and investing. That’s sometimes true, but it’s beneficial to focus on each victory along the way. For example, most people could pay off all non-mortgage debt, and accumulate enough savings to find a new career that is enjoyable. Those are huge accomplishments on the journey to financial freedom that should be celebrated.

 

The last word

 

Your path to financial freedom can pick from numerous a number of approached depending upon how you view life and work. It has a lot to do with your personality. However, the shining truth remains that you need to switch your approach from monthly paycheck to entrepreneurship. It is the change in your thought process that would bring you far quicker to your dream destination of financial freedom.

Go! Get it now,.,.

Source: 

5 Types Of Friends That Will keep You Broke





When it comes to wealth, hanging around like minded people and friends are essential. It is said that we are the sum of the five people we hang around the most. Take a look around at your friends. Are they rich? Are they poor? Do they think big? This question might be an eyeopener for you. When you see others pursing big goals and dreams, it makes you want to do the same thing. When you see people always thinking small and doing small things, it makes you do the same thing. This exercise will help give insight on to which friends should be fired. As well as an understanding on which type of friends are best to hang around.

Here are

5 Types of friends that will keep you broke.

 

1. The pessimist

The pessimist is someone who always sees the glass half empty rather than half full. Ever got exited about something big you wanted to accomplish around a pessimist? You might have notice that they didn’t believe your dreams were really possible. But in an undercover kinda way. They probably told you how others have tried to achieve the same thing and failed. Or said something like, “That’s like impossible for someone your age to do”.  Or something like, “That’s already been tried and what makes you think you’re better than us”?

You’ll find that pessimist always have a negative outlook on things. Just try to remember it’s not because of you. But rather, it’s because of what they believe about their own dreams. Stay far away from pessimist less you loose your fire!

 

2. The Realist

The realist is someone who doesn’t believe in any form of over achievement. Just before we graduate high school our parents are great examples of the realist. When we were kids, say around 8 years old, our parents made us feel good about the dream of going to the moon. But as we got older, they told us be more realistic in life so that we don’t get disappointed. Realist are more afraid of disappointment than they are of success. Realist don’t take risk so therefore, they don’t go very far.

Be very careful around the realist. They are very contagious. They may make you feel that you’re aiming too far and perhaps you should set you goals on something more achievable. You could easily fall for this trick. Instead, find friends that think big. Their energy alone will give you the courage to try big things! And break up with the realist please!

 

3 The Dependent friend.

Do you have friends that just seem like they’re children? By children I mean, constantly depending upon you for everything. They need your opinion about everything. They expect that you will settle the bill for lunch without even asking. They believe that everything will be fine just as long as you take care of it.

The dependent friend will drain all of your energy and will power if you let them. Especially if you’re a generous type of person. The dependent friend provides no value in the relationship and therefore should be fired. Instead, put yourself around people that you can learn from and that are helpful. Figuring out the game of life is hard enough and the last thing you need is to be dragging a child around!

 

4 The distracting friend

Ever noticed that every time you wanna talk about dreams and goals, some friends just don’t wanna hear it?  Have you noticed how they’d rather talk about Kim Kardashian or the latest reality tv drama? Talking about your goals and dreams are one of the most important steps to becoming successful. The distracted friend will pull you away from that mindset and onto a poor persons mindset. A mindset of only entertainment and constant distractions from your purpose.

The distracted friend isn’t truly thinking about success even if they deny it. Truth is, they aren’t interested in chasing big goals and dreams. If they were, they’d be excited to talk about it. These type of friends don’t give you an outlet to express excitement about your future and are therefore, you should hang around them less and less. Don’t unfriend them as they could still be good people. It’s just that you need the energy of likeminded people in order to overcome doubt and renew your will power. That’s all I’m saying.

 

5. The friend who can’t be happy for you.

This type of friend is closely related to the pessimist friend. You’ve accomplished something great and they simply want the subject to be over with. They hate it when you’re excited about your achievements and look for the striking moment to change the subject.

They wanna change the subject away from the fact that you’ve landed your dream job. They want to change the subject away from the fact that you’ve done something and accomplished something no one else has. These type of friends could very well be the worst type of friends. You should celebrate your own friend’s success and therefore it’s ok to expect praise for those who call themselves real friends.




Conclusion

The friends we choose have an enormous affect on the person we will become. They have the power to kill our dreams or they could make us want to achieve our dreams. Without noticing, the people we hang around are constantly sending signals to our subconscious mind as to what kind of person we should be.

Look instead to surround yourself by dream chasers and big thinkers. These type of friends will keep us pushing hard for our goals. These friends will keep us on our toes and competitive. They’re energy multiplied buy our own energy will create synergy and what is know as “The Master Mind”. The accountability these type of people give you will only make you stronger and make you better. Additionally, these friends are key to your development in life. Always remember:

Think Big, Dream Big, Take risks, and hang around likeminded friends!

7 Reasons Why You Should Skip College

And it has nothing to do with being bored out of your mind!

Now, don’t get me wrong, college can turn out good for some people, but it’s definitely NOT for everyone! Take my friend, and won’t use her name, who graduated top of her class with a master’s degree.

Fast forward 3 years:

After receiving her degree, she still does not have a job in her major. To make matters even worse, she owes over $60,000 in student loan debt. Can it get worse! Yes, it can.

She’s a wonderful an sweet person. But she now works at a job that any person with average intelligence could’ve gotten after graduating high school. Working alongside high school students and with people who never spent the countless hours studying like she did. Oh yea, and let’s not forget, she’s gotta make those monthly payments for her student loan! How could this happen? We’ll go into that in just a bit.

Now lets use another person who took a different road than the above mentioned. The second person did not go to college. Not at all. Yet, she earns well over $7,000 per month in passive income. Now I’ll admit, it wasn’t easy to achieve. But it was done by thinking outside of the box.

She spent many hours learning how to create a profitable online business as well as figuring out how to acquire Income Generating Assets, which is the focus of this post.

Create Income Generating Asset

So, what is an Income Generating Asset? An Income Generating Asset is something that you work hard to build, or a system already created, that puts money into your bank account every month, no matter what. You can never get fired by your asset.

If you pass on, the asset will continue to pay you without skipping a beat.

To really blow your mind, most of the things I learned about finding income generating assets was taught in school. Yea, they teach you about the stock market or whatever, but they don’t really teach students how to build wealth.

With all that said, here are my 7 reasons you should probably skip college

1. College doesn’t teach financial education. “And a whole lot of other stuff”!

College teaches you to be smart and get good grades like mom and dad said. You can get really smart from going to college, like really smart, you might even be on top of your class!

But unfortunately, being smart isn’t enough to make you wealthy.

There are certain vital skills you’ll need on your road to wealth.

Things like failing a lot. School never tolerates failing, yet it is the one thing that teaches us humans best. Financial education is vital for survival, and the fact that college doesn’t really teach that irks me!

Additionally, things like building a team and networking aren’t really taught in school either.

Learning to connect might be the best skillset you could ever acquire. Ever wonder why people who don’t deserve it make way more money than you? It’s because they’re connected!

Additionally, college doesn’t really teach you about the importance of a mentor.

A mentor is someone who has already achieved what you’re trying to achieve. They’ve already did the failing part and now you need to just heed their advice. People who acquire mentors usually get much further than people who try and go it alone.

2. A robot might get the job before you

Think about how far we humans have come. Ever notice that banks now have smart ATM machines? Yup. No longer do you need to even talk to a teller in a bank.

These machines are wicked dude! And they are very efficient, they don’t need a lunch break either. Breakthroughs in technology are increasing exponentially every year.

If it takes 6 years to get a master’s degree, hopefully computers or robots won’t be efficient at your job by the time the dean hands you a master’s degree! Just saying!

3. Student Loan Debt

Need I say more? Did you know that the US holds more than one trillion, that’s trillion with a t, in student loan debt? More debt than car loans.

More debt than mortgages or credit cards. Sounds to me like someone’s doing something fishy.

Just in case you didn’t know, the government really enjoys this. Your student loan debt is not exempt even if you file for bankruptcy protection. Crazy right?

Bankruptcy can protect ALL those other debts, but why not student loan debt?

All you’re trying to do is be educated and helpful to the society. And this is what you get in return? A $60,000 student loan debt along with your degree? I’m thinking there’s much better ways to invest that money, and I can prove it. But that’s for another post!

4. Job Readiness in the real world.

Want to guess what hiring managers are saying when hiring people right out of college? They’d rather not!

Many students have zero skills when it comes to working in the real world.

They might be great with numbers, excellent with computers, and can count to a million really fast, have a 4.0 GPA, but they have zero communication skills, zero networking skills, and zero Job skills!

Much of the knowledge these students have just can’t be applied to the real work being done. Hiring managers want to see a track record of success. They want to see proven experience. Unfortunately, few college grads meet this bar.

 

5. Available Job Opportunities.

If you spend thousands and thousands of dollars to attend school, and four to six years of your life, you should be able to find a decent job, right?

In theory at least. Unfortunately, this is too often not the case. A recent study showed that only about 67% of graduates actually work in their chosen fields. To make things even more sticky, most students don’t earn anything near what they’d worked so hard for in school.

So, why is this? Well, one reason is my point on actual job skills. But it’s more than that. The college system was set up in good faith during the industrial age. An environment of learning real life skills and team work and preparing students for jobs in the industrial world. I hate to break it to you, but the industrial revolution is long gone, we’re now in what is called the information age.

Everything you need to learn can most likely be found with just a click of a button. A bigger question for you might be, are you equipped for this new information age? Since there is such an abundance of information out there, you’d need to know how to prioritize and categorize what you learn in this age. Mainly because much information gets outdated fast and there is really too much information to consume.

 

6.  Could turn out to be a waste of time

Spending four to six years in college in this day and age is like a life time. I learned so much more from my own time with self-development. As I said before, I didn’t attend college, instead I tried to build businesses during a time many of my family members said I should be focusing on college. They pushed me hard to go to school, yet I resisted.

Many of my first attempts at creating an online business really fell flat. But in the course of trying, I learned many skills that put me in the position I am today. I kept working and learning new skills while adapting to this new and changing world. Eventually, I built some really awesome businesses! If I had been stuck in school I would never have been able to create the passive income streams I created.

Being too focused on climbing the cooperate ladder is really the issue with college. Your job is in their hands. I’d prefer to have money working for me twenty-four hours a day. In fact, I’d rather own the ladder!

7.   Entrepreneurship is a viable Alternative

How about creating your own job by creating value in the market place? I’d bet it would be something you’d be good at!

School teaches us to be employees rather than entrepreneurs. It’s amazing how much debt we’re willing to take on for the promise of a good job. Upwards of $100,000 in debt in some cases. And to make matters worse, your boss can up and fire you at any time. Guest it’s time to dust off the resume!

 

How about trying to build a business around something you love? That’s what I did!

And before I leave. Here’s a quick note from my friend Tai Lopez.

Is A College Degree Worth It?

 
 
 
 

Learning is a lifelong endeavor. There is an old saying “Formal education will make you a living; self-education will make you a fortune.” The thing about success is that truly successful people are never satisfied, and they want to keep growing and learning. That’s what sets successful people apart.

That’s why I write these emails to you, because you’re going to need to keep learning from other people. You can never learn anything by yourself. You have to read something someone else has written, or watch videos or listen to a lecture if you want to keep expanding your knowledge base.

Now, if you want to go to college, by all means, go ahead. But you gotta remember you can never stop learning.

Stay Strong,
Tai

Conclusion

Have you ever been told how risky it is to build a business? Rather than a safe and secure job? Safe and secure job is an oxymoron by the way. Safe and secure doesn’t really exist in the free economy in my opinion. I tend to think that depending on a job is much more riskier than building a business. If you don’t believe me ask Robert Kiyosaki or Tony Robbins.

A famous quote from Robert Kiyosaki – We go to school to learn to work hard for money. I write books and create products that teach people how to have money work hard for them.

Try to focus more on your financial education and take steps towards becoming an entrepreneur, it might just be natural for you!

Update

2-27-2018

Online Courses could be a better alternative for you

Taking classes online could be a better choice for you. The great thing about taking courses are as follows:

  1. They are very targeted to help you achieve very specific goals.
  2. They are much cheaper than conventional schools. You don’t have to worry about going into debt to get your degree!
  3. They are usually pretty fast to finish and earn your degree
  4. Online courses tend to follow job trends much better. As many of the available jobs die out, online degrees consistently update to stay ahead of the curve.

Think about getting your online degree. It may just be the thing you were looking for!

How about creating Passive Income for the rest of your life?!

Passive income will put money into your pocket every month no matter what. It is the only true gateway to freedom. Freedom of time. Freedom of location. And freedom to be the person you really want to be without  worrying about money all the freek’n time!

Leave your comment below and let us know what you think !

If you liked this post please share it and lets get it out to the world!

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