11 sites to check daily for work at home jobs

By BY 

When you’re searching for work from home job opportunities, it pays to browse many different job boards! I have found some real gems this way although I admit it can become tedious digging through tons of results. However, I personally use many different sites for sourcing leads when I’m searching for things to add to my work at home job leads board.

Four Things to Keep In Mind Before You Start Searching For Home-Based Jobs

#1 – Not all job search sites are going to give you the same results, which is why it’s good to bookmark several different ones.

#2 – Not everything listed on these job search sites is legitimate. The usual rules apply — do your research and watch out for work from home job opportunities that seem suspicious or too good to be true.

#3 – Using good keywords will help you narrow things down. When searching work at home, type in things like “telecommute,” “remote,” or “work at home.” You can also narrow your results down further by typing in “freelance writing/writer,” “mystery shopping,” etc. based on the exact type of job you need, or even filter things by location.

#4 – On the sites that let you post your resume online, be careful and only publish the bare minimum. I’ve never actually done this with my resume so I’m not sure how it really works, but I would think it’s not a good idea to have your address, phone, or other very personal information floating around for just anyone to access.

#5 – And on the subject of scams, if you receive an email from a company that wants to interview you via Google hangouts or Yahoo! Messenger, tells you about this too-good-to-be-true job, and then wants to mail you a check or send you money to deposit for “office supplies,” run away! You are being ripped off. The check turns out to be fraudulent and you’re the one who will pay the price for it.

Where To Look For Work From Home Job Opportunities

1. Indeed.com – Indeed is like the Google of job search sites. Their data comes from several different sources and they have great options for sorting and searching jobs.

2. Flex Jobs – This is a “pay to access” site, but it’s well worth the $15 monthly fee. I signed up a few years ago and still pay for it. I was very impressed with not only the quality of leads (updated five days a week), but also the organization of the site and the fact everything really is scam-free. Also, FlexJobs focuses on work at home and flexible jobs, so you’re not browsing through as many things that aren’t a fit.

If you only want to try it for one month, you can set things up in your account settings so your membership does not auto-renew once your first month runs out.

3. Ad Hunt’r – This was formerly known as “All of Craigs”. It’s basically a search tool to help you search all the Craigslist results across multiple cities. This simplifies things because you don’t have to go to each specific city and type in your keywords. This one has been a lifesaver for me because you can often find great work at home job postings on Craigslist.

4. Career Builder – Another good one to use for searching work from home job opportunities. Very simple set up, not a lot of fuss or ads. Even though there are now many other popular job boards, several companies still post exclusively with Career Builder. For example, Write Score, a work at home scoring company, only uses Career Builder for posting their leads publicly.

5. Beyond – This is a very well-known, reputable job search site that has been around for a while. You can also create a portfolio there to help potential employers find you.

6. Job.com – Another established job search site with good results filtering. It’s also possible to post your resume publicly here, but again, use caution when doing this.

7. SnagaJob – I’ve known about this one for a few years. You can either browse jobs directly (link at top of page), or register and create a “career profile” for employers. You can also sign up for email alerts when jobs are available in your area.

8. Dice.com – Great for finding work at home “tech” jobs. Very clean, simple layout.

9. Zip Recruiter – One of the “top dogs” of job boards. I’ve found many good leads there in the past.

10. Monster.com – One of the most well-known job boards, Monster is worth checking. Many employers go there first when trying to find places to post openings.

Bonus! Popular Blogs Sharing Work at Home Job Leads

In addition to those job search boards, I also recommend finding leads on some popular, reputable work at home blogs. Here are some of my favorites (as well as my own).

1. Real Ways to Earn job board – I add leads here 4-5 days per week and I’m extremely careful about what I add. I try very hard to make sure I include leads that are open to, and will appeal to, many people.

2. The Work at Home Wife – New leads added weekly from Angie at The Work at Home Wife.

3. Work at Home Mom Revolution – A huge work at home job board plus highlighted leads on the main blog almost each day of the week.

4. The Work at Home Woman – A “Now Hiring” board with new leads added many days per week. Legit, reputable companies are featured.

5. Rat Race Rebellion – An old, reputable site that has been posting job leads for as long as I’ve been interested in working at home. They are extremely consistent and post legitimate opportunities.

So there you have it! Now it’s your turn. What job search sites do you use to find different work from home job opportunities?

Let us know!

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How Artists & Creatives Can Earn Passive Income


When you sell designs online, you can live a successful creative life on  your own terms and collect payments over and over again — even while you sleep! How? By signing up at one of the popular marketplaces where you can use your creativity to turn everyday products into individual works of art.

These sites let you sell designs online (for free) and enable independent artists to easily earn passive income.Your designs make it in front of millions of shoppers around the world and the marketplace handles all the logistics for you —  manufacturing, shipping, customer service — letting you do what you do best, create!

1. Zazzle

Perfect for artists, graphic designers, & photographers — get your work in front of 30 million worldwide shoppers when you become a Zazzle Designer. Did I mention Zazzle is free to use?
sell designs online zazzleAfter you sign up, you’ll pick a store name and set up shop. Choose from hundreds of products you want to apply your designs to including t-shirts, phone cases, greeting cards, and buttons. When you’ve got just the right design, post your item for sale.

Each time one of your designs sells, you’ll get paid a price of your choosing thanks to Zazzle’s “Name Your Royalty Program.” There’s no need to worry about manufacturing, shipping, or customer service — Zazzle takes care of all that for you.

Zazzle is such a large, popular, and reputable designers’ marketplace that artists are earning a passive income while creating the things they love. When you sell on Zazzle, your designs will be placed alongside big-name brands like Paul Frank and Disney. Plus, everything you sell is backed by Zazzle’s 100% satisfaction guarantee ensuring customers will love your designs as much as the products they’re printed on.

2. Society6

You can sell designs online and turn your artwork into a variety of products when you sign up as a member at Society6. You can sell your artwork as prints or on products like shower curtains, mobile device cases, and throw pillows — but you’ve got to become verified first (this is how you’ll get paid).

sell designs online Society6

Once you’re verified, you can create “posts” that make your artwork immediately available for sale. As the artist, you retain all rights to your work even if one of Society6’s retail partners sells your designs on their site.

When you sell your art as prints, you get to choose the profit you make on each sale. When you place your prints on products, you’ll earn a predetermined amount each time something sells. For example, you’ll earn $6.80 for each shower curtain that sells with one of your designs on it.

Easily market and sell designs online when you connect your Facebook and Twitter accounts and start tracking your earnings! Payments are made via PayPal on the 1st of each month.

3. Redbubble

Redbubble (RB) is a global marketplace for independent artists. When you sell on RB, you get to place your designs on high-quality products and sell to a large audience — all for free.

sell designs online redbubble

Redbubble coordinates the shipping and manufacture of each design that you sell. They’ll also handle all of the customer service for you, leaving you more time to design and create — opening up even more passive income opportunities. There’s a lot of different products you can place your designs on like posters, t-shirts, and vinyl stickers.

RB gives you total control over pricing using their “Base Price + Your Margin = Retail Price” pricing system. The average RB artist’s margins are 17%, but you get to choose the price that makes sense for your designs.  Join the more than 350,000 independent artists who make money with their art and designs on Redbubble.

Sell Designs Online & Earn Passive Income

What’s great about these three sites is you still own all the rights to your work but are given a new way to monetize your creativity. As long as you keep uploading designs and creating new products, you’ll have the potential to earn unlimited sales anytime, day and night.

Unlike other marketplaces that let you sell designs and handmade items online, you don’t have to worry about collecting payments, manufacturing, shipping, returns, or customer service. Simply sell designs online and start earning passive income — you get to be creative while they take care of the rest.

23 Easy Passive Income Ideas To Start Growing Multiple Income Steams Today

By moneymindedmom.com

Tired of the same old 9 to 5 grind? I hear you. It can be super discouraging being stuck in a job that you hate.

Never getting credit for the hard work you do or getting passed over for promotions because of your gender or age; even though you would be the best person for the job.

Who needs that, right? The thing is that many of us can’t just pick up and leave our jobs just because we feel like it. We have financial obligations, we have families we need to support, we have homes that we need to pay for.

It sucks! But here’s the thing, even if you can’t get out of that soul sucking job right now, there are things that you can do in your spare time that will lead you to the life you want.

Want to know how? Well, by creating multiple streams of easy passive income, that’s how.

What is passive income anyways?

Passive income is basically putting in some up front work that will end up generating income for years to come with little ongoing effort.
エックスビデオ エックスビデオ.tv

Creating multiple streams of passive income is one of the easiest ways to grow a business while still working at your current job to fulfill your financial obligations.

With every new stream of easy passive income you create, you’ll be one step closer to replacing your current paycheck.

How I earn easy passive income

Take this blog for instance, this is a form of passive income for me. Even though I work at it all the time writing content and promoting it, I’m still earning easy passive income from ads on my blog.

I also make money every with affiliate sales from articles and reviews that I wrote months or years ago. Plus I have a digital product for sale that brings in income every month. Not to bad huh?

Now you don’t need a blog to earn easy passive income. There are many ways that you can generate easy passive income. Here are 23 of the best ways that I’ve found to make money with little effort.

23 Easy Passive Income Ideas

Start a blog

I know, I know…you don’t need a blog to earn passive income but it is a great way to earn passive income.  I just gave you some example of how I earn passive income with my blog.

If starting a blog  interests you, then you can check out my article “How To Start A Blog ~ A Step by Step Guide” to start on your blogging journey.

Write an eBook

Writing an eBook is a great way to make easy passive income that flows in for years. You don’t need to be a great writer to make money with an eBook.

You might have a nice library of family recipes that can be compiled into an eBook. Maybe you’ve been gardening for years, you can compile your knowledge, tips and trick and share them in an eBook.

You can use a platform such as Amazon Kindle to sell your eBooks or you can use other services such asSendOwl (which is super cheap) to deliver your eBook.

Peer to Peer Lending

Peer to Peer lending is when you loan money out to people who do not qualify for traditional loans. Typically you can expect a return of anywhere from 5 to 10% on your investment.

Investing money this way will bring in higher rates of return then a typical savings or money market account. Lending Point is a great company to start peer to peer lending.

Rent a Room

If you have a spare bedroom in your home why not rent it out to make some money to help pay the bills? Be sure to do your due diligence before allowing someone to come in your home. Ask for personal references and check them.

You should also make sure you have an agreement between you and your renter. You want to make sure your rules are laid out in black and white so both you and your tenant are on the same page as to what is allowed and not.

Get Out of Debt

This doesn’t seem like the typical easy passive income idea. You may be thinking, how will getting out of debt earn me money? Well, if you get rid of your debt, then you’ll have that much more money in your pockets instead of giving it to the credit card companies.

Take a look at what you are being charged every month in high interest rates. Those high interest fees will go straight into your pockets once you are debt free.

I created a Financial Freedom Debt Free Planner to help you on your way to getting out of debt. You can check it out here and you’ll also be able to see one of my many easy passive income streams too.

Affiliate marketing is normally associated with blogging or having a website but you don’t necessarily have to have either of those to make money through affiliates.

If you don’t know, affiliate marketing is when you promote products that you use and love to your friends. If they purchase the product you sent them to through your affiliate link, you earn a commission for the sale and it’s at no extra cost to your friend.

All you really need to make money with affiliate marketing is a decent following on some social media sites and you are good to go.

You can check out my post “How To Earn Passive Income On Pinterest” for some great tips and affiliate programs that you can utilize to start earning passive income with affiliates.

Drop Shipping

If you’ve ever thought about selling stuff online but don’t want to deal with all the hassle of shipping items out all the time, then you should consider finding products that you can have drop shipped to your customers.

Really all you need to do is find a few good and profitable products that you can list online. Then create listings and every time you make a sale, the drop shipper takes care of the rest.

One word of caution, make sure you order the products for yourself first so you can check out the quality of the product as well as how good the drop ship company is at fulfilling orders.

It’s your name on the line here, so make sure your customers are getting great service.

Cash Back Sites

Using cash back sites and apps is an easy way to make passive income with little work. I mean, why not get paid for something you are going to do anyways, right?

Just think about it, you go to a website to make a purchase and you get paid for it. What’s easier then that.

You can check out my article “One Simple Online Shopping Trick That Will Save You A Ton Of Money”where I share how I make money online shopping without spending a ton of time searching for deals.

Create a Course

Creating a course is along the same lines as writing an eBook. You share your knowledge on a specific topic in the form of a course which could include videos, workbooks, planners and more.

Typically courses are priced pretty much higher than eBooks so it’s worth putting in the extra effort into your course right from the start to make the most of this easy passive income stream.

I’ve never created a course but I have taken some pretty great courses which were hosted by sites likethinkific and teachable.

You Tube Videos

Who would have thought that you can make money with funny home videos of your pets? Well you can onYouTube. Every time someone watches your videos, they also see some ads which is how you make money.

There are many types of videos that you can post on YouTube (it doesn’t need to be your pets), how to’s and tutorials are really popular on YouTube as well. All you need is some great ideas and a decent following and you’re good to go.

Rent Storage Space

If you have any kind of storage space such as a garage or barn with some extra room, then why not rent that space out? There are many people who need to store things like seasonal recreational vehicles that pay good money to rent out space.

If you are going to do this make sure that those items will be covered by your insurance if a mishap should happen. You don’t want to be stuck with a huge expense should something happen.

Vending Machine / Batting Cage / Photo Booth

Vending machines, batting cages and photo booths (among others) are a great way to earn some good money. Most of these things are self sustaining without much work except regular maintenance.

To make it truly an easy passive income, you can hire someone out to do these tasks while you sit back and relax.

Product Design

If you love to being creative, designing or creating art work, then why not get paid for it? You can make money over and over again with your designs when offered on print on demand sites like ZazzleCafePressand Red Bubble.

These sites allow you to add your artwork to all kinds of different products such as coffee mugs, canvas prints, framed artwork and much more at no upfront cost to you.

Private Label Product

There are many companies out there that offer private labeled products that you can sell under your own brand. It does take quite a bit of upfront work and research, but once that work is complete, you keep earning profits every time your products sell.

You can sell you private label products just about anywhere these days. One of the easiest and most passive way is selling them through Amazon’s FBA program. You simply create a listing, then ship your products off to an Amazon warehouse and then Amazon takes care of the rest.

You can check out my post “How To Make Money With Amazon Arbitrage” to see how easy it is to use Amazon’s FBA program for online sales.

High Yield Savings

If you have money in the bank, then why not move it over to high yielding online savings account. CIT Bank offers interest rates that are on average over 20x more than traditional savings accounts.

Many people shy away from online banks because they think it’s risky but the legit banks are FDIC insured so you have nothing to worry about.


Do you love taking beautiful photographs? Just like selling your designs on products, you can make good money selling you photography on sites like Big Stock Photo and Shutterstock among many others.

Every time someone downloads one of your images to use on things like brochures or websites, you get paid a commission so you’re making money over and over again on something that you’ve put work into once.

Design t-shirts

You don’t have to be a great artist to be able to earn easy passive income selling t-shirts. Just think about all those novelty t-shirts you see everyday?

Most of them are just words with funny sayings. So, with just a bit of creativity and humor, you can make good money selling them.

It this interests you, check out Merch by Amazon. This is a print on demand t-shirt site run by Amazon, what better place than Amazon to have you designs available for sale.

Digital products

You can make some good passive income from designing and selling digital products with just a little bit of computer know how.

Digital product can be anything that someone downloads to print or to use as is. It could be a planner, patterns, eBooks, templates or done for you spreadsheets. Basically, the possibilities are endless.

I use Sendowl to delivery my digital planner, they have multi-level subscriptions so you can pick your plan and price based on your needs. They take care of payments and delivering your digital product every time it sells. It’s basically set it and forget it. Pretty easy huh?

Party rentals  

If you’ve ever put together a big event, then you know that there are many things that you need to make it all work. So why not become the person who makes good money renting out things like folding tables and chairs, chair covers, decorations, and even dinnerware?

You can require that whoever is renting pick up and drop off the supplies so there is little work that you need to do. Or you can even hire someone to do it for you which will increase the rental fee, to cover the cost of corse.

Rental Property

Rental properties are not only a good easy passive income stream but a good investment as well. The rental income you get not only puts money in your pockets each month, but it also pays the mortgage on the properties too.

Just think of how much more extra money you will be bringing in once the mortgage is paid off on those rental properties.

Of course there is maintenance that you need to consider but you can alway hire those tasks out.

Place ads on your vehicle

How nice would it be to make a few hundred dollars every month just for placing an ad or two on your car windows and just driving around the same way you normally do?

Who would have thought? You can check out Carvertise to see how much you could make just for placing an advertisement or two on your vehicle.

Create an app

You can make some serious money if the have the techie skills to create an app. You don’t have to develop the next big gaming app.

There are many apps that can be created to help people do things easier or in a more organized way that are very popular and are probably more evergreen than games so you can be making easy passive income from them for years to come.

House Sitting

Okay, house sitting is not totally passive income but it’s income that you can make for just doing what you normally would do, just at someone else’s home.

What could be better than that? Well, maybe starting a house sitting business and hire other people to do the house sitting for you. You can even hire someone to do the administrative work as well and just collect your portion of the profits..

Laundry Mat

A laundry mat can really earn you quite a bit of easy passive income month after month. I’m not sure if it’s like this everywhere, but most of the laundry mats that I’ve been to are pretty much unmanned.

So besides unlocking the doors in the morning and locking up at the end of the day, there isn’t much more to it. Once it’s set up there is little day to day work involved in keeping it going and earning.

You can hire someone to check in every now and then and to perform maintenance and repairs that are needed to the equipment.

23 Easy Passive Income Ideas

So there you have it 23 ways you can make money while you sleep. I’m sure there are many more ways to earn easy passive income beyond this list.

Just think outside the box and one day you can be raking in money while lying on the beach drinking a margarita.  How cool would that be???!!!

Do you have any other easy passive income streams you could add to this list? Please leave a comment to share them.

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5 Steps to Stop Spending Yourself out of Survival

Want a glimpse into the psyche of a startup founder? A survey by Silicon Valley Business Journal found that 25 percent of early-stage founders surveyed believed that if their businesses failed, that outcome would most likely be because of one factor: no cash flow.


That suspicion isn’t unfounded: According to Smallbiztrends.com, more than 50 percent of small businesses fail within the first four years, due mostly to cash-flow problems. Entrepreneurs aren’t just irrationally afraid their funding will dry up — they’re seeing it affect their colleagues in droves.

Look, ideas on their own are great, right? They’re business in its purest form — unsullied by compromise, unnecessary input or cynicism. But they still need lots of things, chief among them money, to prosper. Funding keeps the dream alive, and the act of budgeting that seed money is the key to helping that pure idea blossom into everything you want it to be.

I’ve worked with entrepreneurs and have been one myself for more than a decade, but there’s one lesson that even the most nascent business owner knows: The economics of starting a business get complicated quickly. However, once you understand your cash requirements, you can confidently take the leap and turn your big idea into something viable — without breaking the bank.

Keep pace.

The best surprise is no surprise. You’ll want to map out your business in as much detail as possible, thoroughly uncovering all revenue streams and costs, to produce a forward-looking cash-flow statement and balance sheet. A good plan will be comprehensive and strike the right balance between optimism and pessimism.

The more research you do, the more prepared you’ll be when, invariably, something changes that positively or negatively affects your cash requirements. A good business model includes estimates of how much money you’ll need at various stages and helps you avoid landmines, especially if you keep it updated with current market realities. If you’ve already started a business but never undertaken this exercise, don’t wait.

Unsecured money is harder to raise, and investors will be interested in opportunities for which the risk has been mitigated. Convert as many unknowns into knowns as quickly as possible, with real-world representative data. After developing your business model, create a working prototype or minimum viable product to confirm product-market fit and knock down a few barriers in the process.

Stay afloat.

The availability of cash and the level of operational risk will have a dramatic impact on every level of your business, whether that level means an everyday task or a long-term prospect. Don’t spend yourself out of startup survival. Try these cost-cutting practices to keep your small business above the surface:

Related: How to Best Manage Your Cash Flow Statement

1. Figure out funding choices.

Once you’ve established solvency, know that timing is everything. Friends, family, crowdfunding, angel investors and venture capital are just a few means founders use to raise dough; knowing when and how much of an investment you’ll need is key to launching your business successfully.

Your ability to raise funds when you need them will be dependent on risk versus market opportunity. When you secure an investment against an asset, there is obviously less risk for the investor.

Properly explore all scenarios — positive and negative — and set clear KPIs within your model. This keeps you ahead of your cash without needing investors, which improves your leverage when it comes time to raise money.

2. Look outside.

Businessweek magazine study found that by using contractors, employers can cut costs by 30 percent; this practice helps companies avoid expenses like benefits, payroll tax and vacation time, and using contractors makes it much easier for you to scale or scale back the amount of time that those people work.

Hiring contractors also gives you flexibility that you’d lose by committing to a full-time team member. New hires further require time to develop their talents and probably won’t add value until they’ve been around for six months or more. Contractors, on the other hand, will be experts in their niches and can get to work right away.

3. Offer something extra.

Wanting to decorate Facebook’s walls in its fiscally tight early days, Mark Zuckerberg asked muralist David Choe to work on good faith. Instead of a traditional salary, Zuckerberg offered Choe equity in the company, which Choe was free to cash at any time. In 2012, Choe did just that — gaining $200 million in the process.

Though Choe wasn’t a full-time worker at Facebook, an equity plan is a strategy that startup founders shouldn’t dismiss. “Paying” team members in this way preserves cash on payroll and shares the upside. It’s essentially the same as someone making an investment into the company for cash, but instead investing in the form of a decrease in salary.

4. Listen to the market.

As big a proponent as I am for having a plan and sticking to it, the market couldn’t care less about that when it’s ready to move elsewhere. I started a business called Roozt.com, which aimed to become the Amazon for socially conscious brands looking to sell their wares.

As we built the platform, our yoga vertical’s growth became noteworthy and accounted for 90 percent of all revenue — so much so that we were approached about dealing exclusively in that segment. After talking it out, my investors and I declined to go exclusive on yoga because that had not been the original plan of the business. Needless to say, Roozt didn’t become what we wanted it to be, and not pivoting was a big factor in our having to sell the company prematurely.

So, learn the lesson implied here: Based on the money you’ve raised, change your pro forma projections (projected cash flow) and growth to fit this financing. With a new strategy, you may find a quicker way to profitability, which many businesses today undervalue.

5. Do more with less.

Consider this: Startups that share a co-working space are four times more likely to succeed than those that don’t.

If money is tight, look at your office rent expense. Reducing it can involve moving or downsizing, or evening adopting a virtual office or shared space. The latter not only reduces operating costs, but also helps you interact with other small business owners and employees with various talents and specialties. Remote work, which is another option, affords a business tax deduction if part of that home is used primarily for running a business.

Even if you have a detailed financial business model and have an eye toward reducing costs, it’s important to have a solid “Plan B.” Some planning against negative scenarios goes a long way in mentally preparing you before you’re forced to face the circumstances head-on. Options typically include boosting revenue at a lesser margin, followed by various degrees of cost-cutting and, finally, “doomsday” planning to pivot, sell or liquidate.

Related: 5 Tasks Entrepreneurs Are Better Off Outsourcing

The more time you put into creating a comprehensive business model, the easier it will be to react and adjust your course, as needed. Moreover, moving quickly and decisively with a well-thought-out plan B could make all the difference in your eventual business success.

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7 Tips for Fixing Your Cash Flow Problems

7 Tips for Fixing Your Cash Flow Problems


This story originally appeared on Due.


Cash is the king and it really matters to have loads of it on your hands anywhere in life. This is more pertinent when it comes to running an active vibrant business. Steady cash flow means stable fiscal policies for any business and strained cash flow adversely affects any business in timely decision making. Many a lucrative business opportunities are lost for the want to ready cash flow.

This is a problem that can plague small and large businesses alike. In any case, for a company to truly prosper and flourish, it needs to have steady and assured cash flow at all time.

However, most businesses don’t have steady revenue all year round. There are months where sales are high and months where you’ll barely scrape by. There are also sudden expenses and late payments from customers that may threaten to do you in. But for all your business cash flow problems, there’s a possible solution.

Getting to the root cause of your businesses cash flow problems 

Before you can implement a sound strategy for fixing your cash flow crisis, you have to understand what’s happening at a foundational level. In other words, what’s causing the problem? While there are hundreds of possible causes, almost every cash flow issue can be tied to one of the following three categories:

  1. Sales issues

Let’s begin with the most common culprit: sales problems. When you aren’t selling enough, you’re naturally going to struggle with cash flow. The key is to understand why you aren’t selling enough.

Sales issues are generally tied to one of three problems: (1) the sales price is too high, (2) the marketplace isn’t receptive to the product or (3) you’re doing a poor job of reaching the right audience with your sales and marketing initiatives.

In many cases, you’ll find that your sales problems are actually tied to multiple factors. The sooner you dig in and find out what’s causing your lack of sales, the faster you can pursue a solution. 

  1. Inflated expenses 

If your top line number is healthy, you clearly don’t have a sales problem. The next thing you should look at is your expense sheet. If revenues are high and cash flow is tight, it means something is happening after the sale. Your money is going somewhere and your expense sheet will shed some light on what’s going on.

It’s easy to ignore your expenses when everything is going fine and cash flow is positive, but as soon as your budget gets a little tighter, you no longer have the luxury of turning a blind eye to what’s going on. 

  1. Poor collection efforts 

It’s entirely possible that your sales numbers are healthy and expenses are low, yet you’re still suffering through cash flow related problems. If this is the case, you should take a look at your account receivables and scrutinize what’s happening in this area. It’s possible that poor collection efforts are dragging you down. As entrepreneur David Finkel points out, failing to collect on a sale actually puts you in a worse position than if you would have never made the sale in the first place.

“Imagine Acme Inc. has gross sales of $1 million per year, with 5 percent of its sales going uncollected. Well you say, that’s just $50,000 out of $1 million in sales — that’s just the cost of doing business,” Finkel says. “But hang on for a second. If Acme Inc. has 20 percent operating margin (i.e. a pretax profit margin) then that $50,000 of uncollected receivables you were so willing to write off as ‘the cost of doing business’ represents an instant increase of 25 percent operating profits if it were collected!”

Don’t assume that unpaid invoices are normal. You can’t prevent late payments in every situation, but you shouldn’t accept them as a natural part of doing business. Poor collection efforts will come back to bite you if you aren’t careful. 

Now that we have a general understanding of what can cause cash flow problems, here are top 7 tips that can help you in generating steady cash flow for your business.

7 steps for fixing a cash flow problem 

Once you understand what’s causing your cash flow problem, you can turn your attention towards identifying a solution and executing in a manner that allows your business to stay afloat in the short-term and thrive in the long-term. Here are a few specific steps you might consider taking: 

  1. Run a flash sale

If all of your company’s vitals seem to be fine, then you probably just need a quick infusion of cash in order to help your business sustain what appears to be a temporary rough patch. The simplest and most efficient way to do this — at least for companies that sell physical products and have healthy margins — is to run a flash sale.

A well-executed flash sale allows you to create a quick surge in revenue. The profit margin will obviously be lower, but that’s secondary at this point. You need cash more than you need robust margins.

  1. Raise prices

Perhaps you aren’t having any trouble with sales, but you’re struggling to make ends meet on the cash flow front — what gives? In this case, a flash sale doesn’t do you any good. You’re already moving inventory at a healthy pace. The problem is a lack of profitability.

In this scenario, your best bet is to raise prices. While you might lose some of your most price sensitive customers, you’ll find that the majority will stick around and more than make up for the lost sales.

  1. Tap your line of credit 

Many businesses frequently face sporadic cash flow issues. If you would count your business in this category, then you need a solution that allows you to quickly respond without compromising the overall operations of your business. One safety net that many small businesses turn to is a business line of credit.

A business line of credit is preferred to almost any other type of financing because of the revolving nature and affordable terms. With a business line of credit, you only have to pay interest on the amount of credit you use. And once you pay off the debt, you immediately gain access to the full amount again. It’s essentially a credit card for your business.

Another great thing about a business line of credit is that there are tons of options. Depending on your credit score and qualifications, you may be able to get a line of credit ranging from $10,000 to $1 million with a term duration of six months to five years. Interest rates typically range from 7 percent to 25 percent; it’s possible for processing to take as little as 24 hours.

  1. Work on retainer only

If you’re a service business, one of the best things you can do to prevent cash flow crises is to only work on retainer. While this doesn’t guarantee you’ll always get paid in full and on time, it does ensure you won’t get totally left out to dry.

Retainer-based fee structures allow you to develop more accurate and predictable cash flow projections for a given period. Instead of having to make wild guesses, you at least have a base figure that you can work off. It’s a small piece of sanity in what is a frequently chaotic business world.

  1. Practice better invoicing

If you’re struggling with poor collections, then it’s likely that you’re also dealing with bad invoicing habits. Improving how you handle things on this front will help you establish stronger relationships with clients.

Invoices need to be timely, predictable, and clear. They should be sent out as soon as work is completed — never more than a few days after a project has been finalized. The invoice should outline exactly when payment is due, what the terms are and how payment should be made. Finally, there needs to be a clear breakdown of costs so that there are no questions about how the total amount was calculated.

  1. Negotiate with creditors 

While your cash flow problems might be rooted in poor sales practices, it’s also possible that your issue has more to do with your own debt and how you’re handling your expenses.

Outstanding payments choking you out and hurting your cash flow? Consider negotiating with your creditors and seeing if you can settle for lower payments (or at least earn some more time). As you know from being on the other side of the table, creditors are often willing to make deals. Especially when a payment has been outstanding for a period of time. 

  1. Hire better people

At the end of the day, chronic cash flow problems might be a sign that you don’t have the right team handling your accounting. While it’s not the most comfortable thing to do, you may need to fire the individuals responsible and hire better people. A good hire in the accounting department can help you get a grip on the issue and start fresh.

The big bottom-line

All businesses can have lean days and that is a harsh business fact. However, how long that can or should persist? A temporary cash flow problem is no big deal. All businesses have weeks where they’re forced to move money around, delay expenses or restructure a deal. However, when weeks turn into months, you have a serious problem on your hands and that is the time to take solid action.

The absolute worst thing you can do in the face of a cash flow crisis is to remain idle. The more proactive you are early on, the more positive the outlook will be. This is the bottom-line in trouble shooting short term cash flow problems.

In this article, we discussed some of the top tips and techniques for fixing short-term cash flow problems and getting a grip on your organization’s finances. Don’t be overwhelmed by all of the different options. Surely, as a good manager, your business must be taking care of most of these issues. Identify one or two steps that need further deliberation. You can implement the options most pertinent to your peculiar business environment and work from there.

Doing something — no matter how small — is always better than doing nothing at all.


Source: https://www.entrepreneur.com/article/306531

How To Turn Pinterest Into A full Time Job

By: Dara Fontein

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Pinterest has 150 million monthly users—and 93 percent of them use the site to plan or make purchases.

As a discovery and research tool, Pinterest is a key part of the buyer’s journey. Continue reading to learn how you can use Pinterest to make money and grow your business.

6 ways to drive revenue and make money on Pinterest

1. Promote Pins to boost traffic and sales

Promoted Pins are the core of Pinterest’s advertising options. A Promoted Pin looks just like a regular Pin, but a company pays to have it seen by more audience members. With Promoted Pins, you get access to:

  • Top placements on Pinterest
  • More desired audience targets
  • Greater creative ad units
  • Higher reach

These benefits drive awareness, engagement, and traffic—which collectively help increase revenue. An internal brand study found people who saw Promoted Pins had 40 percent greater awareness of new products and 50 percent higher purchase intent than those who hadn’t.

To make money on Pinterest, you first need an audience. Run a traffic-generating campaign with Promoted Pins to people to your website and boost sales. Advertisers who run traffic campaigns see an average of 20 percent more clicks in the month after the start of their campaign.

Lingerie and lifestyle brand Adore Me saw a whopping 4,000 percent increase in Pinterest-referred revenue thanks to a Promoted Pins campaign. Not only that, but they saw a 50 percent increase in their click-to-purchase rate on Promoted Pins when compared to other channels.

For more information on Promoted Pins, check out our post Pinterest Ads: The Complete Guide for Business.

2. Make purchasing easier with one-tap Promoted Pins

Instead of being given the choice of whether to save the Pin or go to the source, users are automatically taken to the Pin’s origin. Twice as many Pinterest users are finding items to purchase through the new One-Tap Promoted Pins since the feature launched.

One-Tap Promoted Pins can be identified by a small arrow in the right-hand corner.

3. Promote your app to drive downloads

If your revenue comes from the purchase of paid apps, Promoted App Pins make it easier for your target audience to find you. As Pinterest explains, “These Pins link directly to the store so you can download the app and start using it right away.”

Make money on Pinterest

Promoted app Pins round out Pinterest’s offerings for app developers and marketers. In addition to promoted app Pins, Pinterest users can click on regular App Pins to install iOS apps without leaving Pinterest.

Pinterest explains: “With more than 75 percent of traffic to Pinterest coming from mobile devices, we wanted to make finding apps for all types of interests a little bit easier.”

4. Showcase your products with Promoted Video

Pinterest video has the power to convert. Sixty-seven percent of Pinterest userssay video inspires them to take action, compared to 32 percent of users on other social media platforms.

Pinterest’s Promoted Video Pins play within the platform and save the user from having to click away. Once the user watches the Promoted Video, they are given a selection of related ideas—such as pages to visit and Pinterest boards to follow—that show them how things work, or where they can buy the products showcased in the video.

To make the most of this ready and willing audience, Pinterest provides the following tips:

  • Use one of two best-performing video types—storytelling or how-to
  • Prioritize quality over length
  • Optimize for action, not views

Footwear megabrand Hunter Boots used a storytelling format with their Promoted Video ads on Pinterest to launch a new collection. They used longer videos to celebrate the joy of rain and shorter videos to highlight specific products.

During their Promoted Video campaign, Hunter saw Pinterest branded search traffic rise by 30 percent. More searches mean more people seeking out a product—a boost that’s reflected in your sale numbers.

5. Search ads to get your products in front of new customers

Search marketing allows brands to engage with customers earlier in the buying journey. Over 2 billion searches per month happen on Pinterest—most of them for products or services people are looking to buy.

Pinterest partnered with digital advertising leader, Kenshoo, to launch Search Ads in January 2017. “With Search Ads on Pinterest, our clients can promote visually engaging ads as consumers search for relevant products,” Will Martin-Gill, Kenshoo’s Chief Strategy and Development Officer says.

So if your customers are searching for athletic wear, and you’re an athletic wear company, your products will appear in their search results. Search Ads’ suite of features includes:

  • Keyword Campaigns
  • Shopping Campaigns
  • Targeting options
  • Enhanced reporting capabilities

Seventy-two percent of users say Pinterest has introduced them to a new brand or service. Brands who advertise on Pinterest using formats such as Search Ads are able to reach consumers before they’ve made final buying decisions. This fuels audience growth and higher sales.

Make money on Pinterest

An Oracle Data Cloud study found CPG brands who advertised on Pinterest saw five times more revenue per impression. What’s more, 70 percent of retailers’ additional sales came from new customers who found them through Pinterest’s advertising options such as Search Ads.

6. Make in-platform purchasing possible with Buyable Pins

Buyable Pins let users purchase products or services with just a few clicks—without leaving Pinterest. Buyable Pins are recognized by their blue price and a “Buy It” button in their description. Thanks to integrations with eCommerce platforms such as Shopify, customers can checkout without leaving Pinterest and sellers can track their Buyable Pins’ performance.

Buyable Pins helped ethical shopping site FlyAway BlueJay boost their sales, especially among new audiences. The online shop used Buyable Pins to reach new customers, increase leads, and achieve sales goals.

“Pinterest is the number one source of social traffic and sales for the shop,” shares Holly Feld, FlyAway BlueJay’s owner and founder.

By creating boards that included a mix of Buyable Pins and non-Buyable Pins, FlyAway BlueJay inspired audiences and highlighted their products at the same time. Thanks to this, 100 percent of their Buyable Pin sales came from brand new customers, with Pinterest driving 20 percent of their overall sales and 28 percent of their overall web traffic.

“Buyable Pins make Pinterest more user-friendly for both people shopping for the perfect gift and for businesses trying to reach new clients,” Feld explains.

Make money on Pinterest


For more information on Buyable Pins, Pinterest offers a resource helping you learn how to get started with Buyable Pins, as well as a Pinterest Board sharing tips and tricks for using Buyable Pins.

Pinterest offers powerful ways to drive sales and leads—generating revenue for your business. With a variety of promotion and advertising options, you can pick and choose the solution that makes the most sense for your brand.

Create new Pins, schedule drafts for later, or Pin to multiple boards at once—all from within the Hootsuite dashboard when you install Tailwind 

How I Went From Broke To A Millionaire In Less Than Two Years

This is a real life story that I believe touches the imagination. It is an example of what can be done in the real world by real people. Here is the story.


How I went from Broke To a Millionaire in Less Than Two Years

The Story of Christopher Russell Collins


Winners do not do different things, they do things differently. – Shiv Khera


In your lifetime you meet some people who accept everything that fate brings to them. You will also find some people who make their luck. This is the story of Chris Collins who created his fate and – who became a millionaire from being broke.

In his YouTube channel, he told us that his only purpose of sharing his story is to have people realize that everyone can change their lives and do amazing things. All they need is a strong desire. If they are motivated – no matter where you are now, and no matter your current financial state.

Know Thyself” :


“To know thyself is the beginning of wisdom . . . The unexamined life is not worth living” – Socrates.


Thousands of years ago Socrates told about the importance of realising yourself. Chris Collins also said the same thing. He believed that your realisation about you would let you do everything that you want:

“You can do amazing things as long as believe in yourself.” – Chris Collins


Before jumping to his success story, let’s have a look at his background, his education, his home, his family and the person for whom he changed his entire lifestyle. Chris holds the view that knowing about his past life will help you to understand the necessity of realisation and determination.


“I would be a Millionaire.”

 This is the thing that Chris remembered from his childhood. Some of you may think that Chris got all his money from his father or got a lottery and became a millionaire overnight. But, this is not the case.

Chris lived in the Salt Lake City, Utah. His father killed himself when he was just two years old. You know about the myths of our society. He was not allowed to go and play to the house of his friends as he was not a Mormon. As a child, he did not understand what religion, who are Mormons. So, his mother decided to shift the place, and they came to Boston:


“ We moved back and forth between Boston and Utah until I finally graduated from High School in 2000.”

He passed every summer with his grandmother. At the age of sixteen, his grandmother who was his best friend passed away because of cancer. That was one of the heart-breaking events for his entire family. He became an alcoholic and lived in the “world of darkness and depression”.  However, he realised that his grandmother would not be happy if she were alive. So, he decided to join the air force. He started his basic training in July 2001. He was honourably discharged in January 2007 and planned to start his own car business.


“ If you do not have a plan, you cannot build a future.

There is no such thing as “lucky.”



After returning from the military service, he planned to open a shop. But, UNFORTUNATELY, he found that someone did terrible crimes (not singular “crime”, such as drug trafficking, assaulting a police officer, vandalism, domestic violence, check fraud, etc.) using the social security number that hinders him from starting his business.

Success doesn’t mean the absence of failures; it means the attainment of ultimate objectives. It means winning the war, not every battle. – Edwin C. Bliss


“Getting knocked on your ass is a factual guarantee on your journey to success.” – Chris Collins

Let’s Go back to the Salt City, Utah where a “little piece of my family lives”:

After finding the bitter truth, Chris decided to back to the Salt City. He along with his brother Johny drove for forty-three hours and reached to the Salt Lake. At that time, they had only two gas cards and $100 cash.

They came to their old home. The home had no heater, no hot water, and no electricity. He started working as a “lease advisor.” However, he realised that he did not deserve this, rather he deserves more. In his words:


“At this point, we had a roof over our heads but I know immediately that we needed to get out of there.”

According to Chris, the realisation is the crucial thing that you will achieve success. You have to believe that you deserve whatever you want.

“How bad do you want to change? Focus on all the dreams you once set aside, or gave up on.

Close your eyes right now and please just listen. . . If you do not make time in your life for success, you will never be able to achieve it.”


Moved to Boston again:

After realising that he deserves more, he leaves his old house and again shifted to Boston. There he attended a seminar, and after finishing the workshop, he was determined that he will do something better.

“ I decided to stop working for others and starting working for myself.”

He quit his lease advisor job and became a “Tattoo Artist”. But unfortunately, he failed and came to a conclusion that

“Sometimes it doesn’t matter how passionate you are and how excited you are in life. I was getting robbed from my employees . . . I had unexpected bills.”

To get rid of bankruptcy, he decided to shift in Nashville Tennessee with his girlfriend who returned to Boston after two days.  At that time, he had only $ 47 and no car. He went from here to there, begged for a job and finally found a job in one of the best tattoo shops in that area “ICON TATTOO”. He felt that it was the vital time in his life. He learned about people.

Again Salt Lake:

He again decided to move to Salt Lake and drove for 22 hours. But this time, he moved with a firm determination:

“This time I just somehow know that this was my last move. I believed that this was exactly where I needed to be in my life. And I was right.”




The Angel –  the Touchstone of his life:


The real realisation occurred in August 2013 when he came to know that he would become a “daddy”. He realised that if he wants to give a better childhood unlike him for his daughter, he needs to work fast. His only goal and aim were to be a great father:

“My goal was to ready for my daughter.”

According to him, the final realisation came in May 2014, after one month of his daughter’s birth. His life-partner gave him an ultimatum to do something better for his family.


“I would do whatever it took to build my daughter’s future. I would do whatever it took, I would sacrifice anything I needed to get to a life where I never missed one opportunity to watch my daughter grow.”


He left the house and went to his friend’s house. There he lived for three months. He faced rumours and many challenges. But he decided it is better to sacrifice temporary for the good future. He worked hard, worked 24/7 and now he spent every single day with his child. He sees how his daughter is growing up. He built an enchanted Disney like room for his daughter where he felt peace. In his words:

“ ( when he was in his friend’s house after leaving his daughter) At this point the ONLY thing in my life that mattered was my daughter’s future. For the next 11 months I worked and built her empire 24/7. I looked at her pictures and cried myself to sleep every single night, but I remained focused and committed. I gave every day 100% until my goal was complete. .  . What is it to sacrifice everything to gain a lifetime of not missing a single memory with my daughter? . . . For me , it was worth every single heart-breaking moment.”


Success comes from realization that you deserve first and foremost – Chris Collins:


This is the story of Chris Collins. An example of how he changed his entire life by believing in himself. He knew one thing – that he deserves the better life. He believed in his vision. He was determined. He worked hard. He never gave up. And that my friend, is the secret of his success.