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Superior Small Business Ideas For Women Entrepreneurs

Superior Small Business Ideas For Women Entrepreneurs in 2018

Women Entrepreneurs have excelled experienced businessmen in some of the most difficult to manage and run businesses! Let’s know about small business ideas for women in today’s world!

Before we start, men can also see: small business ideas for men

While discussing different business ideas with entrepreneurs, we always notice that entrepreneurial ability may or may not vary with our genders. Small business ideas for women are pretty the same but why is it so important to start with ‘Business Ideas for Women’, Why not men or why would we need to designate the gender? Indicates something good. Well, the answer is, a fact the fact that men and women have different natural powers to do things.

Women Entrepreneurs And Economy!

Business for women

Working women

The nations with women entrepreneurs are economically stronger and better than those nations with low women contributions in the economy. Small business ideas for women are helping. Developed countries have more women entrepreneurs who’re working women and contribute to the economy. This makes perfect sense to a lot of us but a recent research shows that 93% of the working women are not happy with the fixed pay jobs and fix routines.

Read also: Internet Business Ideas that You Need to Know and Start!

The problem with the Asian countries is that they don’t have women entrepreneurs, their women rather prefer to go into medicines and the majority stay away from entrepreneurial activities. Quite a few leading women entrepreneurs have been working to encourage women to start businesses for women empowerment. Let’s discuss some of the best small business ideas for female entrepreneurs.

List Of The Best Profitable Business Ideas For Female Entrepreneurs!

According to Forbes, top women entrepreneurs have been working in the fashion and skincare industries. The top 10 female entrepreneurs include fashion designers, tech company owners and women working in skincare and health industry.

In today’s world, there are a lot of small business ideas for women to choose their career from. They are not bound to the traditional businesses of the past. They are working in every field in the world. Most of them are successful in their startup careers.

Affiliate Marketing Business For Women:

Affiliate marketing is one of the top trends in the market. All you need as women entrepreneur to start your career as an affiliate marketer is to have your own website. Your website should have a lot of visitors that are interested in buying some products such as clothing for women or beauty products. You will display products from Amazon or any other vendor that give a commission on every sale through your visitors. They track your visitors by giving you a unique link code so, all you have to do is generate good content and traffic for earning! This is one of the easiest and the best business ideas for the women in today’s digital world.

Beauty Parlor Venture For Women!

Starting a beauty salon is a good way to show your hidden talents as women Beautician! Beauty Parlor is one of the profitable ideas to work on. This opportunity requires fair knowledge and skills in order to be successful.

Beauty Saloon Business idea doesn’t require high investment to start with, you ca start on a small scale and grow bigger with time!

Women Bloggers: Small Business Ideas For Women

Blogging is a powerful tool for everybody whether an individual or a business owner. People love to read something creative and worth reading. Women can write the perfect piece of stories and earn a lot of money!

J. K. Rowling the writer of the Harry Potter series must be a role model for all the women who are facing financial issues in their life! Blogging is indeed one cool home-based business idea for women who want to have a social and economic impact on society.

Accounting And Book Keeping:

Accounting is an essential part of a company business. All big or small companies need a good business accounting service such as bank reconciliation, service tax records, and sales tax information etc. Women have naturally this skill of keeping records of things and overall management.

If you are an aspiring women entrepreneur, you can start your business care as an accountant. You can also run and operate your own firm handling this accounting and bookkeeping job. All that matter is your interests and your skills set.

Boutique (Online Clothing Store!)

People love great designs and fashion is what people are willing to pay higher for. With the increasing demand, the market needs more women to start working as a fashion designer. You can also set up your online boutique shop if you stay online on social platforms.

People are fully aware of fashion and trends. They follow what their idols do, so you should try to pitch your fashion and clothing to actors, actress and internet stars. Without any doubts, a boutique store is a good idea in the clothing business ideas for women.

Crochet Knitting Ideas:

What is your passionate about? Some women love handicrafts making just because they can do it brilliantly! You must know how to sell your crafts, the art of selling is what brings you the most wanted results.

This is an idea with a great potential to attract elite customers. People like the hand knitted items especially the sweaters and caps. If you are already in this business, you need to explore the opportunities to reach elite customers such as actors and business icons in the industry. You need recognition, once you get it, your business is all set for a long run!

E-Book Writing:

E-book writing and Amazon Kindle Publishing is very popular among aspiring writers especially women who are looking forward to making some extra money and fame. Do you love writing? If Yes, you can earn a lot of money by writing electronic books and publishing them!

There is no special requirement or technique for e-book writing, all you need is the creative writing skills that will make your writings brilliant. If you have got the taste of writing books, e-book writing is for sure one of the best business ideas for women.

Event Planning Business For Women:

Women can do very well in the event management field. There is a huge requirement of event managers and planners in the corporate sectors. This startup idea is relatively easy to work on, and it is practical and effective.

Aspiring women entrepreneurs can definitely make it as their careers to peruse their dreams and goals.

Fashion Design School:

Fashion design schools are very popular these days. This a great business opportunity and it is perfect for women entrepreneurs who have experience and skills set for this business. You probably would require sufficient knowledge in the subject, motivation, artistic mind and enough experience on the courses you would be teaching.

All businesses related to schooling are profitable. You can also work on these ideas.

Interior Designing Ideas For Women:

Interior designing is yet another good field for women to pursue as their career. Many people have wonderful careers as interior designers. All you need for this job is adequate experience and knowledge of the related subject. This is kind of business that requires low investment but some experience.

Photography Business:

In this digital world, everyone poses like a photographer but it is very difficult to capture great photos. If you are passionate about photography, you can convert your passion into a highly profitable business. Photography and especially selling photos online is a very good business idea for women to work on.

All you need is a good camera with latest specifications, good knowledge of photography and of course, some experience in this field. You can work as an intern with some photography agency to learn this business.

Social Media Consulting:

We all know that this is an era where we all are connected to millions of people through the internet and social media. The role of social media in society building cannot be neglected and similarly, business owners must know the importance of social media marketing.

You as women entrepreneur can start your social media consulting and marketing agency to help people grow their business over social media. This is one of the trending businesses for home-based women entrepreneurs. Some market knowledge and relevant experience might be required. Social Media Consulting is one of the most paying internet business ideas for aspiring women entrepreneurs. Read more about social entrepreneurship.

Online Tutoring Ideas:

Tutoring is a sacred job where you get the opportunity to build the foundation of your nation strong. Teaching is not only a job but also a service to the country and society. In terms of business, tutoring is very profitable. You can earn a lot of money from online tutoring. Udemy is the place where you can sell your courses online.

This has become the life turning moment for so many women entrepreneurs who had been working as a tutor. The things you need to start this business is great communication skills and some relevant academic and teaching experience. What are your specializations? Start this venture without any investment!

Translation Services Agency:

This could really be a unique venture with high return on investments. All you need to start this business is to make a team of different people with different languages translation skills. You can start this venture as an agency providing all the translation services.

work as translator

Online businesses spend millions on services that include translation services as well. This trend is mainly due to the huge engagement of multi-cultural people together that is a business opportunity for women entrepreneurs. In order to be successful in this venture, you have to get some great reviews and feedbacks. You could use social media platforms for marketing purposes.

Pet Care Services:

If you want to make some easy money by working a few hours while you are studying, you can take care of pets of business owners who don’t get enough time to take care of their pets. This service costs you nothing, you just need to spare an hour on the daily base.

Resume Writing Services:

Are you interested in technical and creative writings? You can work for a few hours to earn good amount of money if you can write good resumes. I know a few women entrepreneurs who started their careers as a resume writer and today they have their own business firms.

Restaurant Business:

Any business related to food and cooking has a good chance if you put hard work and do the right things from day one. Women are smart chefs. Are you an experienced mom with some extraordinary cooking skills? If Yes, you can start your own business with some good investment. Restaurants businesses are highly profitable.

This is an idea where your consumers come first. Aspiring women entrepreneurs who believe in hardworking and winning hearts would definitely go for this business idea for women. You can also earn some money if you start offering home delivery services.

Voice Over Artist:

Some people are gifted with a sonorous voice. If you are one of them, you can start working today without any investment. There are plenty of voice over artists jobs that you can easily get after an interview. You would be lending your voice for audio books, radio jingles and of course, in some promotional advertisements as well. Working class women can also do such kinds of tasks for earning some extra money.

Tailoring Business For Women:

This is a highly profitable business idea for women who have some taste in fashion and sewing business. Cloth stitching is an art and if you get some good customers, this could lead to a great venture. If you are able to get one elite client from movies and theaters, this idea would be a life changer for you!

Women entrepreneurs are already working in this industry and the have earned a good name as well as a lot of money. As a matter of fact, everybody needs to put on clothes, so there is always a market for this business idea for women. All you need to put in this business is time and attention.

Cake Making Business For Women!

Food lovers would love this idea of making sweet cakes. If you have a penchant for cake making, you can start working on this idea. As we already have said that women are smart and intelligent cooks, so this could be another opportunity to prove that.

Bakery business requires attention and hard work. As an aspiring women entrepreneurs, women can excel in the food and bakery industry really well. All you need to do is set up a small bakery and start selling the sweet cakes. Keeping in mind the special occasions such as Halloween, Eid, and Christmas, you can double your return on investment just because of the fact that the sale increases by many folds.

Jewelry Business For Women!

How could we forget this venture while talking about fashion, women and business ideas? Yes, this is arguably one of the coolest ideas to work on if you have a great interest in jewelry making and fashion.

Although, this idea needs a good amount of investment but the High ROI is there. You may also consider silver along with gold making. All you need to do is put some money, hard work and do some marketing in order to be successful.

Public Speaking Business:

Public speaking is an art and all of us cannot do that. If you naturally have a great ability of eloquence, you definitely need to become a motivational speaker. This cost nothing but you can have a very good impact on the society. Do you know that Hillary Clinton earned millions from Public speaking!

Public Speaker

If you have got the skills set and energy, you are good to go! People would love to hear you if you can motivate them and lead them to good deeds.

Forex Trading Business For Women:

Okay, Let’s wind up the topic with a few high-risk ventures. Forex Trading is usually thought to be men’s business but you have to break the stereotype. If you are, wise, intelligent decision maker and a quick learner, you can earn more than you could think! This is a highly profitable business which needs experience of ages, you just cannot rely on bookish knowledge when it comes to forex trading.

Bitcoins are the most popular currencies these days. If you had $100 bitcoins in 2010, it would have been over 100 million today! This is just an indication, how rich you can get while dealing with the digital currencies.

Pharmaceuticals Or Drug Stores:

The last of the business ideas for women is Pharmaceuticals. This is also a high-risk business idea but the return on investment is high as well. If you have studied medicines in your school, you might be interested in this kind of venture.

All you need to start this venture is some experience, a license from the government, and a good investment. There is always higher risk in this business idea but it all depends on the experience and decisions powers of entrepreneurs by which they know and calculate the risk in the idea.

One last thing to say, this is just a list of some hot business ideas for women. There might be tons of other opportunities that we have not considered. Whatever you do, do it with mind and market.Always take the calculated risk!
Small business ideas for women are show in this video! See this video for more details.

26 Passive Income Ideas You Can Start Now


You’re earning a living and making tons of passive income without even thinking about it!


I’d bet something like that sounds great, right?

My whole life changed when I read “Think and Grow Rich” By Neapolitan Hill and The Richest Man In Babylon” By George Clason. These book completely changed the way I though about money. They taught me to Think Big and that I could actually change my poor money habits.

I also ran into the book “Rich Dad Poor Dad” by Robert Kiyosaki as well. That book taught me the difference between an asset an a liability. In order to create a steady stream of passive income you’ll want to know the difference between an asset an a liability. It’s quite simple:

An asset is something that puts money into your pocket each month.

A Liability is something that takes money from your pocket each month. Robert Kiyosaki helped make this understanding very clear in his “Rich Dad Poor Dad” book.

Examples of assets are things like Stocks, bonds , mutual funds, rental properties, or intellectual properties.

Examples of Liabilities are things like car notes, house notes, credit cards, or boats. Basically anything that takes money out of your pocket each month. Robert said in his book to focus on acquiring income generating assets. Basically passive income. And that is what this blog is about!

What really is Passive Income?

Passive income is income that you’re not generally involved in from a day to day basis. Unlike what is commonly know as a 9-5 job. It doesn’t mean that your’e not involved in the creation of the passive income assets. It just means that it comes your way passively. You don’t have to do any specific thing to generate the daily income.

You have to create it or make some sort of investment in the beginning that in turn generates the flow of passive income.

Opposite of passive income is what we call active income. Most of us are very familiar with active income. Active income is income that only generates if you put the hours in. Similar to a job really.

You work a certain amount of hours and then you’re paid for the exact amount of hours you work. It means that your income is limited to what your physical body and time can do.

It is also the type of income with highest taxes believe it or not.

Passive income generally falls withing the following categories:

  • Portfolio income and paper assets. Examples of portfolio income are stocks, bonds, and mutual funds.
  • Real estate income. Could be property that you own and are renting out.
  • Intellectual properties. These are patents, trademarks, books you’ve written. It also includes music royalties and publishing. Rights to recorded masters.
  • Other types of passive income could be things like: Income from ATM machines, bubble gum machines, rentals of a boat you own, and peer to peer lending.

The rule is that the income is generated passively and that’s what we’re focusing on here.

Here’s the list!

26 Passive Income Ideas You Can Do Now That Will Make You Money While You Sleep:

We want to think Jeff Rose for coming up with the first 25 Passive income ideas below from his blog

View Original

You will note that we’ve added a few of our own ideas too!

1. Peer to Peer Lending with Lending Club

There is probably no passive income that is more perfect than earning interest on safe investments, such as U.S. Treasury securities and bank certificates of deposit. The problem of course is that those instruments pay paltry returns – generally less than 1%. It may be passive income at its finest, but you’ll never be able to relax or retire on returns that are that low.

That makes now the perfect time to talk about Lending Club. It is a web-based peer-to-peer lending platform where people come to get loans, and investors – looking for high interest opportunities – provide the funds for those loans.

Lending Club provides an opportunity to earn interest rates in excess of 10% per year – which is about 10 times what you will earn on more conventional interest-bearing investments.

Now let’s be clear on one point: those high rates do come at a cost. Unlike bank investments, Lending Club loans can go bad, in which case you will lose principal. However, there are ways to minimize those potential losses. I talked to a LendingClub adviser and they recommend starting out with an initial deposit of $2500. Since you can invest as little as $25 in a single loan, you can actually buy into 100 different loans with a deposit of that level. So you don’t have to worry about a single loan going bad and ruining your investment.

Despite the risk of default, it’s very likely that you will earn far more on your investments at Lending Club than you will at a bank and I have averages just under 9% during the eight years I have been investing with them. That is a nice residual income stream. Investing larger sums of money in different ways can be beneficial, whether it be where to invest 10K or where to invest 100K, we can help you get a better understanding of how to invest your money.

2.Use Fundrise to Invest Passively In REITs

If you want to invest in real estate, but you don’t want to be as hands-on with your investments, then you should look at Fundrise.

Fundrise is a REIT, which is a real estate investment trust. Just like with other investment trusts, these are basically pools of money which are managed by financial professionals.

With a REIT, all of the money is going to be invested in real estate. The REIT owns the property, and you don’t have to worry about handling the landlord duties.

One advantages of Fundrise is you can start investing with as little as $500. With other real estate investments, you’ll have to have a lot of money saved up to start, but Fundrise lets you get into the real estate business with just your Christmas bonus money.

While Fundrise can’t predict the future, and you never know how well the investments are going to perform, they do have some great returns in the past. In each quarter of 2017, they have posted returns between 9.65% – 10.88%.

Obviously, these are much higher than you’re going to get with most other investments.

They have several different types of accounts you can choose from:

  • Self-Directed IRA
  • Goal Based Investing account
  • an eREIT
  • an eFund

Each of them has different pros and cons you’ll need to consider when you’re looking to get in the real estate investment game.

3. Store your money in a  High Yield Savings Accounts

Ace Cash Flow – I was pretty amazed at how high the interest payments were on my online savings account. I have received much more from these type of savings accounts than savings accounts opened at standard banks. An example is Capital One 360 savings account. It’s an excellent online account and pays a decent amount of interest.

With Capital One 360 you can even create up to 20 sub accounts right online. Create plans for vacation or school or any other project you want to add a special savings account name for. Pretty cool!


Savings accounts might be the most boring investment ever invented, but they are also the safest. If you are used to your run of the mill bank where you can walk in and talk to someone, then you probably think the interest earned hardly qualifies as income.

Online banks hit the scene in the late 1990s and have been able to provide much better interest rates to their clients than their traditional cousins. Now, you can get savings account rates that are as good as a CD without locking in your money for several years.

This is also a great option to stow away your cash and create a little passive income while you are looking for a more lucrative investment option

4. Try out Investing with a robo-advisor or simular

Putting money into an account and letting an algorithm manage the investments is about as passive as you can get. Robo-advisors like Betterment allow you to set your willingness for risk in the market and then manage the account for you.

The algorithm will do all the work for you and keeps your portfolio balanced. The fees are very reasonable and much less than with an account managed by a person. There are currently two main players in the robo-advisor game:


I have been a long time supporter of betterment and even did an interview with their CEO in my Betterment investing review. Similar to Wealthfront, Betterment is great at reducing any taxes you have to pay on your investments and they work with you to give you the best financial advice through their algorithms. Unlike Wealthfront, you can actually talk to a human being if you want to. Betterment charges the same fees as Wealthfront, but does not wave the fee on the first $10,000 you invest.

My personal experience with Betterment is that their platform is really slick and the investments are very sound. I don’t think you can go wrong with either service, but if I am investing a large sum to create a passive income investment, then I would go with Betterment.


My original evaluation of Wealthfront found them to be just OK, but they have made great changes over the last couple of years that make them even or better than Betterment for many people. Their strategy for reducing your tax burden is very well planned out and they have show to be competitive with any robo-advisor on the market. Their new PATH platform gives you a comprehensive view of your finances, putting them on part with Mint or Personal Capital.

What really sets Wealthfront apart from the others is that they charge you no fees for the first $10,000 that you invest with their service. This is a big deal for small investors who want to see their initial investments have the largest impact possible.


5. Check out index funds. It could work out for you

Index funds are a type of mutual fund that provide you with a way to invest in the stock market that is completely passive.

For example, if you invest money in an index fund that is based on the S&P 500 Index, you will be invested in the general market, without having to concern yourself with choosing investments, rebalancing your portfolio, or knowing when to sell or buy individual companies. All that will be handled by the fund which will base the fund portfolio on the makeup of the underlying index.

E*Trade is our recommended online broker for buying index funds. They make the research and process of investing into different funds very easy.

We recommend them over other options because if you ever start to look at other types of stock or mutual fund investments (see #5) you already have the account set up and it is easy to move your money over. On top of that the cost to get your account going is super cheap and the cost per trade very affordable.

If you are not familiar with them, check out more details in our Trade King review. They have become one of my best accounts for investing.

With any broker you are free to choose a fund that is based on any index that you want. For example, there are index funds set up for just about every market sector there is – energy, precious metals, banking, emerging markets – you name it. All you have to do is decide that you want to participate, then contribute money and sit back and relax. Your stock portfolio will then be on automatic pilot.

If you are looking toward retirement with your money then we would look at opening a Roth IRA. It will shield your savings from any future taxes and you can withdraw all earning tax free once you hit 59 1/2. It is one of the best ways to save money for retirement.

6. Make money doing things you already love doing

Yes, you can make some money doing some of the things you’re already doing.

For example, InboxDollars allows you to make money by searching the web, shopping online, playing games, and more! Swagbucks also allows to to make money doing similar activities. It’s amazing. Take advantage of the compensation plan on each of these websites and make some extra money!

You can also make your own schedule with Uber and pick up extra income by driving others around when you are already out and about anyway!

7. Get cash-back rewards on credit cards

If you’re already using credit for some of your purchases, pursuing credit card rewards is an absolute no-brainer. Most top rewards cards let you earn anywhere from 1-5% back on your money, and that’s with almost no effort on your part!

If you’re already using credit for convenience, you can also earn a huge sum of cash in the form of a signup bonus. The Chase Sapphire Preferred® card offers one of the best opportunities out there. After spending just $4,000 on the card in 90 days, you’ll earn 50,000 points worth $500. On top of that, if you add your spouse as an approved user, you score an extra 5,000 points. That works out to 59,000 points for just $4,000 of spending you were going to do anyway.

Even people who don’t spend a lot can normally put that much on credit if they charge regular bills, groceries, gas, insurance, and all of their other expenses on a regular basis.

Our post on the top six cash back credit cards for 2017 offers an array of additional options to consider as well. With the right card, you could earn anywhere from 1-5% back on your money with almost no effort on your part.

If travel is your thing, we have seen people who are using bonus offers on travel rewards credit cards to save thousands of dollars on travel each year. You can really score big with these deals.

8. Use your skills as photographer and put it to work

Do you like photography? If you do, you may be able to convert it into a passive income source. Photography websites such as Shutterstock and iStockphoto can provide you with platforms to sell your photos. They may offer either a percentage or a flat fee of each photo that is sold to a site client.

In this way, a single photo could represent a residual income opportunity, since it can be sold again and again. You simply need to create your photo portfolio, put it on one or more photo platforms, and then the activity becomes completely passive. All the technicalities of the photo sales are handled through the web platform.

And yes, that’s me in a stock photo you can purchase from My wife is a good photographer and has uploaded a few hundred photos to their platform and makes a good monthly residual income from it.

9. Write an ebook

Ace Cash Flow – I’ve writted a few eBooks and if marketed correctly, they can be an excellent passive income asset. Use your expertise and put it in the form of an eBook. After you create this asset it will be yours forever! And the great thing about eBooks is they never run out of copies! It’s digital so production costs are pretty low!

This can be a lot of work upfront, but once the ebook is created and marketed it can provide you with a passive revenue stream for years. You can either sell the ebook on your own website or offer it as an affiliate arrangement with other websites that provide content related to your ebook.

After speaking to sever ebook authors, many of the tell me that the time spent putting these books together feels like finding free money by the passive stream of income they have today.

10. Sell and create your own products to sell online

Ace Cash Flow – Nothing works better than creating and selling your own product. We discussed affiliate marketing in a different post as well as network marketing too. But, if you’ve got your own product,,the ROI will be much higher than affiliate marketing!

The possibilities here are endless – you can sell just about any product or service that you like. It could be a product you have created and can manufacture on your own or it could be digital in nature (such as software, DVDs, or even instructional videos).

You can set up a dedicated website for this product or service, unless of course you have a website or blog already in place. Alternatively, you can also sell it on an affiliate basis, either by offering it direct to websites and blogs related to your product or service, or through a platform such as ClickBank.

If you make a lot of money in your current job and you’re not sure that you can make a similar amount by selling products online, think again. Awhile back, I interviewed Steve Chou from In our podcast interview, Steve explained how his wife quit her job to become a stay-at-home mom.

Now, being a stay-at-home mom is a full-time job – but Steve Chou’s wife also started an online business that replaced her former salary and started bringing in a six-figure income! Wow, right?

You can learn to sell products online too and make quite a bit of money. While it’s not entirely passive, it’s certainly more passive than getting up and heading out the door to work every morning!

11. Invest in real estate and properties

This probably falls more in the category of semi-passive income, since an investment in real estate is always at least a little bit of an active venture. Still, once you have an investment property that is established and fully rented, it’s mostly a matter of managing the property and keeping it performing well.

Additionally, there are professional property managers who can manage your property for you, usually for around 10% of the monthly rent. This professional management can make the investment much more passive, but will take a bite out of your cash flow.

According to Brandon Turner, an active real estate investor and co-host on the popular BiggerPockets Podcast,

“The key to success with rental properties is buying smart. Not every investment property is going to provide a good return or prove to be passive. Understanding how to analyze potential real estate opportunities is incredibly important. As the old adage goes – you make your money when you buy!”

Another benefit of investing in rental properties is the loan pay down. If you obtain a loan to buy the property, each month your tenants are paying off part of the loan. Once the mortgage on the property has been paid off, your cash flow will increase dramatically, allowing your mediocre investment to skyrocket into a full-fledged retirement program.

It wouldn’t take many paid-off properties to provide a pretty great, and mostly-passive, future for you and your family.

12. You could also make YouTube videos

This is a venture that is growing rapidly. You can create videos in just about any area that you like – music, tutorials, opinions, comedy, movie reviews – anything you want . . . then put them on YouTube. You can then attach Google AdSense to the videos, which will overlay your videos with automatic ads. When viewers click on those ads, you will earn money from AdSense.

The keys will be to create compelling videos, to promote those videos on social media websites, and to create enough of them that your income will be coming from multiple sources. There’s a good bit of work that goes into creating videos, but once a video is done it can become a completely passive cash flow source for a very long time.

Don’t think you can find success with YouTube? You sure can. Emily Eddington used her love for makeup and YouTube to quit her full-time job. She has received over 66 million views on YouTube. This former morning news anchor took her passion – makeup – and turned it into a phenomenal success.

13. Buy a blog or a website.

Ace Cash Flow – Think of this like flipping houses except it’s flipping websites! You could buy into an online asset already created. It takes time to create blogs like this one here at Purchase a website is an excellent idea if you don’t want to have to build it yourself!

Thousands of blogs are created every year, and thousands are either completely abandoned by their owners sometime afterward. If you can buy blogs with a reasonable amount of web traffic – as well as a demonstrated cash flow – it could be a perfect passive income source.

Most blogs employ Google AdSense, which provides a monthly revenue stream based on ads that Google places on the site. There may also be affiliate programs generating additional revenue. Both income sources will be yours once you purchase the blog.

From a financial perspective, blogs usually sell for 24 times their monthly income. So if the site generates $250 a month in income, you can likely buy it for no more than $6,000. Translation: a $6,000 investment will buy you $1,500 per year in cash flow.

You may even be able to purchase the site for less than 24 months earnings, if the site owner is particularly anxious to get out. Some sites have good “evergreen” content that will continue generating revenue even years after the site has gone silent. So a simple $5000 investmentcan net you ongoing passive income.

Bonus tip: If you were to buy such a site, and then to reinvigorate it with fresh content, you may be able raise the monthly revenue enabling yourself to sell the site at a later date for substantially more than what you paid for it.

Finally, instead of buying a blog, you might want to create your own blog. My blog currently generates a nice passive income stream from content that I published years ago. It’s by far one of the best business moves I’ve made.

This guide will show how to make your first $1,000 from blogging. You’ll find access to our free Make 1k Challenge which is a free email course that walks through the steps to start your first blog and make your first $1,000.

14. Pay off a credit card (or two or three)

Reducing a fixed expense is the financial equivalent of creating passive income. This is certainly true when it comes to credit cards. Let’s say that you owe $10,000 on a credit card, on which there is a monthly payment equal to 2% of the balance, or $200 per month.

By paying the card off, you’ll be free up $2,400 per year in cash flow that would’ve gone to the monthly payments.

That’s like getting a guaranteed 24% return on a $10,000 investment. Good deal?

You can speed up this process by transferring your current balances to a 0% APR card. You can usually get the promotional rate for 15 months or more and supercharge your credit card payoff.

15. Write a book and collect royalties

Much like writing an ebook, there’s a lot of work upfront. But once that’s done, and the book goes into the sales stage, it becomes a completely passive venture.

This is especially true if you can sell the book to a publisher who will pay you royalties for the distribution and sale of the book. You’ll get a percentage of each sale made, and if the book is fairly popular, the royalties could be substantial. Just as important, the royalties can continue flowing for many years.

Mike Piper from did just that. He wrote a book, Investing Made Simple, which was sold strictly on Amazon. He had decent success with the first book that he created an entire series of book. Those books now net him over 6 figures per year in residual earnings. Not too shabby.

16. Set up a website selling a product

If there is a product that you are particularly knowledgeable about, you may be able to sell it on a dedicated website. The technique is similar to what you would use for your own product, except that you will not to be concerning yourself with product creation, but only with the sale of someone else’s product.

You may even find after a while that you are able to add other products that are related. Should that happen, the site could generate substantial revenues.

If you are able to have the product drop shipped to customers directly from the manufacturer, you won’t even have to get your hands dirty. That may not be 100% passive, but it’s darn close.

17. Invest in real estate investment trusts (REITs)

In #10 we talked about investing in real estate. But let’s say that you want to invest in real estate, but do it in a truly passive way. You can do that through a real estate investment trust. This is something like a mutual fund holding various real estate projects. The fund is managed by professionals, so you never have to get involved.

One of the big benefits of investing in REITs is that they typically pay higher dividends than stocks, bonds, or bank investments. You can also sell your interest in a REIT anytime you like, which makes it more liquid than owning real estate outright.

18. Become a business silent partner

Do you know of a successful business that needs capital for expansion? If so, you can become something of a small-time angel investor and provide that needed capital. But rather than offering a loan to a business owner, you can treat this as a business opportunity and take an equity position in the business.

In this way, the business owner will handle the day-to-day operations, while you will act as a silent partner who also participates in the profits of the business. You will probably want to look at some business credit card offers in order to get a feel for how to manage your business finances while keeping tracking of how your partner is handling everything.

19. Become a referral source

Every small business needs referral sources in order to maintain sales. Make a list of small business providers that you use on a regular basis and feel you can recommend to others without reservation. Then contact the owners and see if they have any kind of cash referral marketing offers available.

You can do this with accountants, landscapers, electricians, plumbers, carpet cleaning services – the list is endless. Keep a list of these businesses, and be ready to refer them to your friends, family and coworkers. You can earn a fee on each referral just from talking to people.

Don’t overlook referral programs at work either. If your company offers a referral bonus for either new employees or for new customers, then take advantage of that plan. It’s easy money with virtually no work.

20. Rent out unused space with Airbnb

Airbnb is a concept that has only been around for a few years, but it has exploded around the globe. Airbnb allows people to travel all around the world and to stay in accommodations that are a lot less expensive than traditional hotels. They do this by staying with participating Airbnb members who rent out part of their homes to travelers. By participating in Airbnb, you can use your residence to accommodate guests and earn extra money just for renting out space in your home.

Paula Pant, cubicle renegade took a stab at making extra money renting out locations exclusively through Airnbnb. Her Airbnb experiment netted her an extra $19,000 in revenue and 1 police visit! 🙂

How much you will make will depend upon the size and condition of your home and your location. Naturally, if your home is located in a high cost city, or close to a popular resort, your income will be much higher. It’s a way of earning money on space in your home that might just be sitting empty otherwise.

21. Build an app

Apps can be an incredibly lucrative income source. Think about how many people today have smartphones. Come on, it’s just about everybody! People are downloading apps like crazy – and for good reason…

Apps make people’s lives easier. Whether it’s an app that helps people put together nice pictures for their blog or an app that keeps track of tasks, there are helpful apps out there for everyone.

You might be asking if there are so many apps out there, why would you want to attempt to create an app? Isn’t there a lot of competition? Well, yes, but fresh, creative ideas can win. If you can come up with something unique, you can make quite a bit of money. Simple – yet unique – apps can be pretty passive.

Don’t know how to code? No problem. First, you can learn. Check out Nathan Barry’s success in his inspiring article, How I Made $19,000 on the App Store While Learning to Code. Nathan also put his design expertise to work in an ebook teaching others how they can design their own apps.

Second, you can hire a developer to build your app based on your idea. This could end up being an expensive option, although it will probably yield a professional-looking app.

The end result is an app that has the potential to make you some relatively passive income. Don’t downplay the idea to build an app – it’s a good one!

22. Create an online course

Everyone is an expert at something. Why not create an online course about your passion?

My buddy Ramit Sethi at is an expert at creating online courses. He has made an insane amount of money selling his lessons. Most people would be happy making a fraction of what he makes online.

There are a number of ways you can produce and host your own online course. One very simple way is to use a website like Teachable as over three million students and is a great way to get your content in front of others for their consideration.

Once you create an online course, it can work for you while you sleep!

What do you put in your online course? Good question. You can add video lessons, checklists for completing steps you recommend in your video lessons, small ebooks to supplement the lessons, audio files for people listening while traveling, informative interviews with likeminded experts, and a whole bunch more!

In fact, you can create several packages at different price points. Some people will want everything, so you can include ‘the works’ for the highest price point and then have two lower price points so that you can receive the largest possible volume of orders.

23. Make an online guide

If writing articles or creating videos isn’t your thing, and you want to make money online, try creating an online guide.

A good example of this comes from Pat Flynn’s website, On the website, he has a map of the United States that allows someone to click on any state to see the security guard requirements for that state.

By providing specific information in a guide-like format, you can make money through some of the means already addressed: advertisements through Google AdSense, affiliate links, and even memberships you can sell from your online guide. It’s a fantastic idea!

24. Outsource most if not all of your business needs

If you’re spending too much of your time on an existing business running it yourself, why not outsource most if not all of your tasks? Yes, it will require you to give up some control, but in many businesses it’s the only way to free up your time so you can focus on other tasks that will result in more income.

If you don’t want to hire employees, consider hiring freelancers who work as contract laborers. Look for freelancers with a strong work ethic who provide quality results.

Here’s a list of tasks that you might want to outsource:

  • Bookkeeping
  • Writing
  • Web design
  • Editing
  • Task management
  • Social media marketing
  • and so much more!

Yes, many people can turn their existing businesses into passive income businesses. As long as the main product or service isn’t something only you can do, you can transform your business into a passive moneymaker.

25. Try affiliate marketing and make sales

This is a passive income technique that is better suited to people who have blogs and active websites. You can sign up to promote certain products or services on your site, for which you will be paid either a flat fee or a percentage of the amount of the sale completed.

This isn’t as hard to do as you might think, since there are thousands of companies in the world who want to sell their products in as many places as they can.

You can find affiliate offers either by contacting vendors directly, or on dedicated websites, such as ClickBank. It’s always best if the product or service is one that you are either very interested in or is highly relevant to your website.

26. Purchase high dividend stocks.

By building a portfolio of high dividend stocks, you can create regular passive income at an annual rate that is much higher than what you get on bank investments.

Just as important, since high dividend stocks are stocks, there is always the potential for capital appreciation. In that way, you can earn passive income from two sources – dividends and capital gains.

You can make this process very easy and affordable by opening an account with Ally Invest. They have one of the lowest fees for each trade and have been a long time top brokerage.

If you are interested in other brokerage accounts we have provided a good write up of all the different options.

I’ve purposely provided a long list of passive income ideas in the hope that there is something on this list for everyone.

Have you tried one of these or are you thinking about trying one of these ideas now? Leave a comment! I look forward to hearing from you.

To Sum It Up! Our Conclusion

Doesn’t this sound so much better than simply working hard for every single dollar? There really is so many great ideas to generate passive income. Many of these tools could work for you if given a shot. Always keep in mind that “earned income”, also known as active income”, is taxed at a higher rate.

Not only will you work harder for that active income but you’ll be taxed way more. Like Robert Kiyosaki says, focus on finding and acquiring income generating assets. If you do this you’ll be well on your way to building wealth! We’ve put a great list here for you and all you gotta do is Do It!

Make sure to join our Newsletter for tons of tips on making more money online!

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Become An Entrepreneur in 13 weeks

Become An Entrepreneur

If you’ve already made a decision to become an entrepreneur we’d like to welcome you to the big thinkers club! The future will belong to the job creators and business owners. But this is more than simply being your own boss. And it’s even more than just making yourself financially free. it is more about you doing something that creates value in the market place. If your focus is to provide value than you will stand a good chance at becoming a great entrepreneur.

As our world gets smaller and smaller, becoming an entrepreneur is a solid way of taking hold of the future. We said in an earlier post that creating your own business an brand building might not be as risky as a safe and secure job. Since the 2007 American crash, the job market has been increasing volatile while becoming an entrepreneur has become increasingly attractive. We’ve put this post together to give you a simple step process to making this goal happen.

Here we discover how to become an entrepreneur in 13 weeks or less.


Become an entrepreneurMany people have found that the job they seek and the job they thought was waiting for them  doesn’t really exist. Others have therefore come to the final conclusion that they’d rather create the type of job and the type of work they love. A business or job that fits within their own personal life vision and life goals. But what ever the reason you’ve decided to become an entrepreneur, you can most certain start basically today

So how do we actually create a business around the things we love? And how fast can we do it?

In order to succeed at becoming your own boss you must understand it will take hard work and dedication. I know this is pretty obvious but fear not. If you’re creating a business around something you love then being dedicated won’t be a problem at all. You’ll find that you’re willing to work that much hard because it is something you love. Something you’re interested in.

Moreover, you stand to learn more than you could ever imagine by starting and running you’re own business. Although you may feel that this is too hard, we believe this not to be the case. In theory at least. Most all types of business have already been created so no need for you to recreate the wheel.

Remember that passion and a positive attitude will set you apart to  become an entrepreneur. Your mindset will be key. If you get into with the right mind set and focused goals you can make it happen. So take action! Don’t delay or procrastinate on your vision. Just do it and you will see that when you take the first step, the second step will appear.

The road has already been walked and they way to do it has already been set. Below are some proven strategies by “Action Trumps Everything –” to becoming an entrepreneur in no time at all.


Paul B. Brown contributor

We have argued from the very beginning that everyone will need to develop entrepreneurial skills to thrive in the years ahead. Given how fast the global economy is involving and the number of jobs—and indeed entire industries—that are disappearing you simply have no choice.

And we have explored in depth the thought process you need to follow when dealing with all the uncertainty we now face.


* Determine your desire, i.e. you begin by figuring out what you really want to have happen. Then

* Take a small step toward finding or creating something that will allow you to capitalize on that desire. From there

Learn from taking that small step.

Build off that learning and take another step. Then

Learn from that one…and so on


Become an entrepreneurWe believe that these elements will support a smart strategy for any new enterprise. The idea of taking baby steps might seem a bit counter intuitive, but there’s much to learn to become an entrepreneur.  Keeping your tasks focused and small enough to do consistently every day will be the single determining factor of success.

Many entrepreneurs have a really big vision and really big goals only to take on too much at one time. Jumping all in is rarely ever successful. Risk management is an essential factor in any start up business. You can absorb losses more easily if you take smaller risks in the beginning.

This way of thinking will only create failure. Persistence and consistency will win you over in the long road. Try to keep your task simple, small, and easy to do every day. The way would look something like this:

Try – Fail – Try – fail -Try -success. You can see here that failing will probably be your biggest teacher to become an entrepreneur. Try again with the new information from failing and you will eventually succeed.


It’s a model that we call: Act. Learn. Build. Repeat.

We have taught this approach in our Just Start course ( Tom McDonough (, one of the participants in our course, has taken our ideas and built on it. He argues—and we believe him—that it is possible using this approach that anyone could develop an entrepreneurial mindset in 12 weeks. And he is in the process of creating a course of his own to show people how to do just that.

“Developing an entrepreneurial mindset is key to successfully managing one’s career in this time of rapid market change and the uncertainty it brings,” Tom says. “Yet many people aren’t cut out to be entrepreneurs in the sense of running their own business, so how can they develop the entrepreneurial mindset? The only way to develop it by doing―using the act, learn build repeat model.”

Here’s what we take from the underlying premise of Tom’s course.

1. Everyone is, or can be, expert in something. Or

2. Many of us can make things, or have ideas for a small service we could offer.

Given those two insights, the question is whether that thing, service or expertise is valuable enough that some group of people will pay you for it. If so, how do you get started and find those people? And how do you offer that expertise at a cost to you of less than what you get paid for it?

You might, for example, offer a course on Or write a short manual and self-publish on Amazon. Or if it is a thing, you might produce it and sell it on eBay. And it doesn’t even have to be something you produce yourself. One woman we know has a nice side business inventorying and reselling old Cuisinart parts on eBay.

To Tom, it really doesn’t matter how big the idea could become, the key thing is to get underway to prove to yourself a) You can do it and b) whether you like the idea of starting and running something.

How might this work? It is not as hard as you think. To remain motivated Tom’s suggests you do this with a few friends who mutually commit to supporting each other. Each person:

  • Determines an acceptable hourly wage for him/herself.
  • Commits to creating a business that at the end of 12 weeks that:
  • Runs on a couple hours of effort
  • Yields profit equal to or exceeding the acceptable hourly wage
  • Can be shut down easily.

And you get underway “asking the question what could I start that could, within 12 weeks, begin to generate a modest profit ($250/wk. or $1,000/mo.) Just enough to make you a believer,” Tom says.

At the end of 12 weeks you will have shown you can get a company up and running and can sell a product. You may not want to continue, but at the very least, you will know that you can take action and produce positive results.

Again, it doesn’t matter if there is only a small market for what you want to do. Tom is trying to help you prove to yourself that you can be an entrepreneur. To do that, you simply need to start a profitable business. Any size proves the point that you can do it. There is no reason to require that your first business be a blockbuster. Many successful entrepreneurs have failed multiple tiny businesses on the way to their success.

Think of this as learning exercise that will help you gain the skills you need to thrive in the years ahead, no matter what you end up doing. You can afford to do, because the stakes are low, i.e. they are within your Affordable Loss and because they are, you can have fun while you are learning.

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We believe the mindset you’ll need in order to become an entrepreneur is Bold! You are the big thinkers that keep the economy moving. So long as you are creating value in the market place you are becoming a business creator. Your job is simple. Find a problem that the market place has, and then create the solution to that problem. You will do this by creating your own product or service to solve the problem.

However difficult the journey, your business will stand a high chance of making money if you follow these principals. Nothing will ever be guaranteed, however, we’ve set out to give you the tools to make it a high probability that you will succeed!



How To Become A Millionaire in Under 3 Years

How To Become A Millionaire in Under 3 Years

An intriguing question to say the least. But this is something that can be accomplished with the right focus and environment. It has been accomplished many times right here in America. A quick story.

As a child, I once was asked the same question many children are asked. What do you want to be when you grow up? “I want to be a millionaire”, I’d say innocently enough. My mom and uncles that were gathered around the dinner table smiled and had genuine but encouraging laughter towards my answer.

At such a young age I couldn’t have possibly known what it’s like to become a millionaire. But I did know that I wanted a bunch of money just like everyone else! Even at the young age of eight, I knew I wanted money. I could see that my parents wanted money. I was smart enough at the time to know that there must have been something important about money.

Even though the people in my environment always sent signals to me as a child the need and want for money, non of them actually knew or even really cared how to make real money.


As the years came and went, that dream of becoming a millionaire started to dry out. As a young boy growing up in the projects there really wasn’t the environment of people that considered thinking so big. As you might have guessed, my environment would have a huge effect on my own thinking.

Shortly after leaving college I ran into a book, by some sheer luck from the universe, called “Rich Dad Poor Dad” that found it’s way into my hands. I rejected it the first time I’d made contact with it as just another useless book. At the time I wasn’t reading nearly as much as I do now. But after maybe a year or two had passed the book found it’s way on to my Ipad. This time I decided to read it.

Surprisingly enough the book reminded me of when I was eight, a time when I believed in my dreams. I started to think again and open my my mind. The burning question was “Why shouldn’t I become a millionaire? That question would echo in my head months after having completed the book.

I decided then that I would do what I can to become a millionaire. But, can someone become a millionaire in 3 years? The short answer is yes. The long answer will depend if you’re able to follow important and specific disciplines.

How To really become rich

In order to become rich you’ll need three things to begin with.

  1. You’ll need a job (easy!)
  2. You’ll need a savings and checking account. (easy!)
  3. You’ll need to know within yourself that you CAN and should become a millionaire (Not So Easy


Study Self Made Millionaires

Self made millionaires have been watched and studied for many many years. I have found that there are five notable common traits in self made millionaires.

  • Their habits.
  • The amount of books they read.
  • Their environment. The people they surround themselves with.
  • Their mindset.
  • Their persistence

If you follow what many of these millionaires have done, you’d be well on your way to becoming rich. These are people who started with zero and eventually became rich within one single generation. You’ll get the same results they do by doing what they do.

Here are some of the points that were mention over and over again by many of the rich people I’ve talked to.


As you may recall earlier in this post, I grew up in an environment of people with very low income and around people that would never consider becoming a millionaire. Fortunately I later began to think big despite of this. Your environment will most likely determine what you can achieve. If you want to become a millionaire, you need to hang around millionaires.

You’ll soon begin to notice that: They talk about different things. They think big. They believe anything is possible. The love to execute their plans rather than talking about them. Soon enough these habits will start to brush off on you! Always remember this:  You are a product of the five people you hang around the most. Change the people you hang around and soon you’ll begin to see money in many different places you never even thought of!


Believe that you can and that you should.

Become an entrepreneurHave you ever considered being a millionaire? 90% of Americans don’t even think of becoming a millionaire. Strangely enough it is probably easier than you think. If you haven’t really considered it as an option than how could you ever achieve it? Becoming a millionaire starts in the mind. Read the book “Think and Grow Rich” by Napoleon Hill. This book teaches you that richness starts in the mind. Earl Nightingale famously said “We become what we think about most of the time”. Change your thinking first. Your habits of thinking will determine how far you will go. The mindset of abundance is the key here. Stop thinking about poverty and lack. Instead, keep your mind on things of high value and abundance!

Rewire your brain: Replace security with Independence

We’ve all been taught to go out their and get a safe and secure job. The mind set of security rather than abundance consumed our thinking. It came from our parents really. The focus of security was the prize. Unfortunately, this way of thinking will keep you a slave to the work place. A secure paycheck is the fastest way to be controlled.

An independence mindset doesn’t look for security. It looks for opportunities and freedom. Independent thinkers operate on the side of risk and in the world of what’s not promised to us. They don’t need a promise of a pay check. They don’t seek promises made by the government every month. And they don’t need a promise that some venture or business they are creating will actually succeed. Independent thinkers realize that nothing is promised. But they do understand that if they focus and learn as much as they can, they have a high probability of achieving their aim.

Start to think outside the box. Don’t be afraid to put your neck out there for something you believe in. You might be surprised at how much you can achieve!


Are You Willing To Make The Sacrifice?

Self made millionaires discipline themselves to make what ever sacrifices that are necessary to achieve their dream. This could mean financial sacrifices like living below your means and saving each month from your pay check. Sacrifices that require you to stay home and study rich people while your friends are out partying. It could also mean failing miserably and making the sacrifice to try again and again.

Your journey to become a self made millionaire may leave you with less friends than you might think. You will have to sacrifice a comfortable environment if you truly want to make it happen.

You may have to organize and reorganize your entire financial situation to prepare yourself for what’s to come. To prepare yourself to be rich. You will also have to work even harder than your friends and family. They will call you crazy and obsessed. But this is to be expected. Learn to BE UNCOMFORTABLE and BE OBSESSED  with your vision!

These are the sacrifices many millionaires had to make. Committing yourself to make these sacrifices will put you in the top 10%!


Becoming a millionaire does not happen by accident. It comes from a long period of disciplined persistence in doing the things neccesary, over and over again. Building and developing the habits of the rich and surrounding yourself by BIG Thinkers.

Believing that you can and that you should is a start. There are millions of ways to becoming rich in this day and age. The question is, are you willing to do what it takes? Are you willing to make the sacrifices? Are you willing and able to change your thinking and start having a mind of abundance rather than scarcity? If so, then you will be well on your way to becoming a millionaire!


7 Reasons Why You Should Skip College

And it has nothing to do with being bored out of your mind!

Now, don’t get me wrong, college can turn out good for some people, but it’s definitely NOT for everyone! Take my friend, and won’t use her name, who graduated top of her class with a master’s degree.

Fast forward 3 years:

After receiving her degree, she still does not have a job in her major. To make matters even worse, she owes over $60,000 in student loan debt. Can it get worse! Yes, it can.

She’s a wonderful an sweet person. But she now works at a job that any person with average intelligence could’ve gotten after graduating high school. Working alongside high school students and with people who never spent the countless hours studying like she did. Oh yea, and let’s not forget, she’s gotta make those monthly payments for her student loan! How could this happen? We’ll go into that in just a bit.

Now lets use another person who took a different road than the above mentioned. The second person did not go to college. Not at all. Yet, she earns well over $7,000 per month in passive income. Now I’ll admit, it wasn’t easy to achieve. But it was done by thinking outside of the box.

She spent many hours learning how to create a profitable online business as well as figuring out how to acquire Income Generating Assets, which is the focus of this post.

Create Income Generating Asset

So, what is an Income Generating Asset? An Income Generating Asset is something that you work hard to build, or a system already created, that puts money into your bank account every month, no matter what. You can never get fired by your asset.

If you pass on, the asset will continue to pay you without skipping a beat.

To really blow your mind, most of the things I learned about finding income generating assets was taught in school. Yea, they teach you about the stock market or whatever, but they don’t really teach students how to build wealth.

With all that said, here are my 7 reasons you should probably skip college

1. College doesn’t teach financial education. “And a whole lot of other stuff”!

College teaches you to be smart and get good grades like mom and dad said. You can get really smart from going to college, like really smart, you might even be on top of your class!

But unfortunately, being smart isn’t enough to make you wealthy.

There are certain vital skills you’ll need on your road to wealth.

Things like failing a lot. School never tolerates failing, yet it is the one thing that teaches us humans best. Financial education is vital for survival, and the fact that college doesn’t really teach that irks me!

Additionally, things like building a team and networking aren’t really taught in school either.

Learning to connect might be the best skillset you could ever acquire. Ever wonder why people who don’t deserve it make way more money than you? It’s because they’re connected!

Additionally, college doesn’t really teach you about the importance of a mentor.

A mentor is someone who has already achieved what you’re trying to achieve. They’ve already did the failing part and now you need to just heed their advice. People who acquire mentors usually get much further than people who try and go it alone.

2. A robot might get the job before you

Think about how far we humans have come. Ever notice that banks now have smart ATM machines? Yup. No longer do you need to even talk to a teller in a bank.

These machines are wicked dude! And they are very efficient, they don’t need a lunch break either. Breakthroughs in technology are increasing exponentially every year.

If it takes 6 years to get a master’s degree, hopefully computers or robots won’t be efficient at your job by the time the dean hands you a master’s degree! Just saying!

3. Student Loan Debt

Need I say more? Did you know that the US holds more than one trillion, that’s trillion with a t, in student loan debt? More debt than car loans.

More debt than mortgages or credit cards. Sounds to me like someone’s doing something fishy.

Just in case you didn’t know, the government really enjoys this. Your student loan debt is not exempt even if you file for bankruptcy protection. Crazy right?

Bankruptcy can protect ALL those other debts, but why not student loan debt?

All you’re trying to do is be educated and helpful to the society. And this is what you get in return? A $60,000 student loan debt along with your degree? I’m thinking there’s much better ways to invest that money, and I can prove it. But that’s for another post!

4. Job Readiness in the real world.

Want to guess what hiring managers are saying when hiring people right out of college? They’d rather not!

Many students have zero skills when it comes to working in the real world.

They might be great with numbers, excellent with computers, and can count to a million really fast, have a 4.0 GPA, but they have zero communication skills, zero networking skills, and zero Job skills!

Much of the knowledge these students have just can’t be applied to the real work being done. Hiring managers want to see a track record of success. They want to see proven experience. Unfortunately, few college grads meet this bar.


5. Available Job Opportunities.

If you spend thousands and thousands of dollars to attend school, and four to six years of your life, you should be able to find a decent job, right?

In theory at least. Unfortunately, this is too often not the case. A recent study showed that only about 67% of graduates actually work in their chosen fields. To make things even more sticky, most students don’t earn anything near what they’d worked so hard for in school.

So, why is this? Well, one reason is my point on actual job skills. But it’s more than that. The college system was set up in good faith during the industrial age. An environment of learning real life skills and team work and preparing students for jobs in the industrial world. I hate to break it to you, but the industrial revolution is long gone, we’re now in what is called the information age.

Everything you need to learn can most likely be found with just a click of a button. A bigger question for you might be, are you equipped for this new information age? Since there is such an abundance of information out there, you’d need to know how to prioritize and categorize what you learn in this age. Mainly because much information gets outdated fast and there is really too much information to consume.


6.  Could turn out to be a waste of time

Spending four to six years in college in this day and age is like a life time. I learned so much more from my own time with self-development. As I said before, I didn’t attend college, instead I tried to build businesses during a time many of my family members said I should be focusing on college. They pushed me hard to go to school, yet I resisted.

Many of my first attempts at creating an online business really fell flat. But in the course of trying, I learned many skills that put me in the position I am today. I kept working and learning new skills while adapting to this new and changing world. Eventually, I built some really awesome businesses! If I had been stuck in school I would never have been able to create the passive income streams I created.

Being too focused on climbing the cooperate ladder is really the issue with college. Your job is in their hands. I’d prefer to have money working for me twenty-four hours a day. In fact, I’d rather own the ladder!

7.   Entrepreneurship is a viable Alternative

How about creating your own job by creating value in the market place? I’d bet it would be something you’d be good at!

School teaches us to be employees rather than entrepreneurs. It’s amazing how much debt we’re willing to take on for the promise of a good job. Upwards of $100,000 in debt in some cases. And to make matters worse, your boss can up and fire you at any time. Guest it’s time to dust off the resume!


How about trying to build a business around something you love? That’s what I did!

And before I leave. Here’s a quick note from my friend Tai Lopez.

Is A College Degree Worth It?


Learning is a lifelong endeavor. There is an old saying “Formal education will make you a living; self-education will make you a fortune.” The thing about success is that truly successful people are never satisfied, and they want to keep growing and learning. That’s what sets successful people apart.

That’s why I write these emails to you, because you’re going to need to keep learning from other people. You can never learn anything by yourself. You have to read something someone else has written, or watch videos or listen to a lecture if you want to keep expanding your knowledge base.

Now, if you want to go to college, by all means, go ahead. But you gotta remember you can never stop learning.

Stay Strong,


Have you ever been told how risky it is to build a business? Rather than a safe and secure job? Safe and secure job is an oxymoron by the way. Safe and secure doesn’t really exist in the free economy in my opinion. I tend to think that depending on a job is much more riskier than building a business. If you don’t believe me ask Robert Kiyosaki or Tony Robbins.

A famous quote from Robert Kiyosaki – We go to school to learn to work hard for money. I write books and create products that teach people how to have money work hard for them.

Try to focus more on your financial education and take steps towards becoming an entrepreneur, it might just be natural for you!



Online Courses could be a better alternative for you

Taking classes online could be a better choice for you. The great thing about taking courses are as follows:

  1. They are very targeted to help you achieve very specific goals.
  2. They are much cheaper than conventional schools. You don’t have to worry about going into debt to get your degree!
  3. They are usually pretty fast to finish and earn your degree
  4. Online courses tend to follow job trends much better. As many of the available jobs die out, online degrees consistently update to stay ahead of the curve.

Think about getting your online degree. It may just be the thing you were looking for!

How about creating Passive Income for the rest of your life?!

Passive income will put money into your pocket every month no matter what. It is the only true gateway to freedom. Freedom of time. Freedom of location. And freedom to be the person you really want to be without  worrying about money all the freek’n time!

Leave your comment below and let us know what you think !

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